Bank Credit Union in Buncombe, North Carolina

92 found · ← All categories in Buncombe

Updated October 30, 2026

Wells Fargo

Bank Credit Union

Asheville, NC

Wells Fargo offers checking, savings, credit cards, mortgages, personal loans, and auto loans with online banking and 24/7 phone support.

  • Opening or comparing checking accounts
  • Building savings through Way2Save, Platinum Savings, or CDs
  • Credit card applications involving cash back, rewards, travel, or balance transfers

Bank Of America

Bank Credit Union

Asheville, NC

Bank Of America offers a North Asheville financial center with 24-hour drive-thru, walk-up, and cardless ATM access.

  • 24-hour ATM deposits and withdrawals in North Asheville
  • cardless ATM transactions using a smartphone or digital wallet
  • home loan guidance

First Citizens Bank ATM

Bank Credit Union

Asheville, NC

First Citizens Bank ATM provides 24-hour ATM access at 108 Patton Avenue in Asheville.

  • After-hours cash access
  • 24-hour ATM transactions in Asheville
  • Weekday in-person banking from 9 AM to 5 PM

Truist

Bank Credit Union

Asheville, NC

Truist offers checking with no overdraft fees, 3,000-plus ATMs, mobile check deposit, mortgages, small-business banking, and investment services.

  • checking customers seeking no overdraft fees
  • customers needing access to more than 3,000 ATMs
  • customers who want mobile check deposit and Zelle

First Citizens Bank

Bank Credit Union

Fairview, NC

First Citizens Bank offers Fairview branch banking, 24-hour ATM access, and personal and business financial products.

  • Fairview customers needing checking or savings accounts
  • Customers needing 24-hour ATM access at 1348 Charlotte Highway
  • Individuals seeking personal lending, home equity, or credit card services

First Horizon Bank

Bank Credit Union

Asheville, NC

First Horizon Bank serves Asheville with three checking tiers, HELOCs, SBA loans, and local small-business financial guidance.

  • Asheville residents comparing multiple checking account tiers
  • Small businesses seeking SBA loans, lines of credit, or equipment financing
  • Homeowners seeking a HELOC

Truist

Bank Credit Union

Asheville, NC

Truist offers checking with no overdraft fees, 3,000-plus ATMs, mobile check deposit, mortgages, small-business banking, and investment services.

  • checking customers seeking no overdraft fees
  • customers needing access to more than 3,000 ATMs
  • customers who want mobile check deposit and Zelle

Truist

Bank Credit Union

Asheville, NC

Truist's North Asheville branch offers Spanish-language service, safe-deposit boxes, and appointments for mortgages, investments, and business loans.

  • customers needing Spanish-language branch service
  • safe deposit boxes
  • mortgage appointments

Auto-loan funding as soon as today

Bank of America

Bank Credit Union

Asheville, NC

Bank of America offers Asheville customers 24-hour drive-through ATM access, commercial deposits, foreign currency exchange, and notary services.

  • business customers needing cash deposits, withdrawals, coin orders, or currency requests
  • customers needing foreign currency exchange in Asheville
  • customers needing notary services

Bank of America

Bank Credit Union

Asheville, NC

Bank of America provides Asheville banking with a 24-hour drive-thru, walk-up, and cardless ATM plus dedicated business teller services.

  • 24-hour ATM access in Asheville
  • business cash deposits and withdrawals
  • commercial or night deposits

Bank Of America

Bank Credit Union

Asheville, NC

Bank of America provides Asheville customers with 24-hour drive-thru, walk-up, and cardless ATMs plus commercial deposits and appointment-based financial guidance.

  • 24-hour ATM access in Asheville
  • commercial deposits
  • notary services

First Bank - Downtown Asheville, NC

Bank Credit Union

Asheville, NC

First Bank - Downtown Asheville offers personal and business banking, including SBA loans and treasury services.

  • Personal checking, savings, and certificate of deposit accounts
  • Business checking and savings accounts
  • SBA loan inquiries

First Citizens Bank

Bank Credit Union

Asheville, NC

First Citizens Bank offers personal and business banking across 12 Asheville locations, with 24-hour ATMs and weekday lobby service.

  • Asheville customers needing personal banking
  • Businesses seeking business checking, lending, or merchant services
  • Customers seeking mortgages, home equity lending, or personal loans

First Citizens Bank

Bank Credit Union

Black Mountain, NC

First Citizens Bank offers checking, lending, business banking, and 24-hour ATM access at its Black Mountain location.

  • checking and savings accounts
  • personal lending and home equity needs
  • mortgage inquiries

PNC Bank

Bank Credit Union

Asheville, NC

PNC Bank operates an Asheville O'Henry Avenue branch with drive-up services.

  • in-person banking with drive-up access
  • personal checking and savings services
  • customers using online or mobile banking

PNC Mortgage

Bank Credit Union

Arden, NC

PNC Mortgage offers home loans and provides a Mortgage Application Status Tracker for applicants.

  • home loan applicants seeking an online application status tracker

TD Bank

Bank Credit Union

Asheville, NC

TD Bank offers checking, personal loans, home lending, small-business banking, and live phone customer service 24/7.

  • personal checking and savings
  • customers needing phone support at any time
  • mobile check deposits

Mobile Deposit funds are usually available the next business day after the day of deposit, subject to cut-off times and holds

Truist

Bank Credit Union

Asheville, NC

Truist offers Asheville branch banking plus checking, savings, loans, mortgages, credit cards, and investments.

  • customers needing in-person banking at the East Asheville branch
  • checking customers seeking no overdraft fees through Truist One Checking
  • borrowers seeking auto loans with funding as soon as today

Competitive rates and funding as soon as today for auto loans

Truist

Bank Credit Union

Asheville, NC

Truist offers checking with no overdraft fees, 3,000-plus ATMs, mobile check deposit, mortgages, small-business banking, and investment services.

  • checking customers seeking no overdraft fees
  • customers needing access to more than 3,000 ATMs
  • customers who want mobile check deposit and Zelle

First Bank - Reynolds, NC

Bank Credit Union

Asheville, NC

First Bank - Reynolds, NC provides personal and business banking, including SBA loans and specialized treasury services.

  • Businesses needing SBA loans
  • Businesses needing remote deposit capture or electronic payments
  • Businesses needing positive pay, lockbox, payroll, or credit card processing

ATM (First Citizens Bank)

Bank Credit Union

Black Mountain, NC

First Citizens Bank offers checking, lending, business banking, and 24-hour ATM access at its Black Mountain location.

  • checking and savings accounts
  • personal lending and home equity needs
  • mortgage inquiries

Bank of America ATM

Bank Credit Union

Asheville, NC

Bank of America ATM in Asheville operates 24 hours and offers drive-thru, cardless transactions, deposits, and credit card payments.

  • 24-hour ATM access in Asheville
  • Drive-thru cash withdrawals
  • Cardless transactions using a smartphone or tap-to-pay card

Bank of America ATM

Bank Credit Union

Swannanoa, NC

Bank of America ATM provides 24-hour drive-thru access in Swannanoa, including cardless transactions, deposits and credit card payments.

  • 24-hour ATM access in Swannanoa
  • drive-thru cash withdrawals and deposits
  • cardless transactions using a smartphone or tap-to-pay card

Other categories in Buncombe

Bank Credit Union in nearby counties

FAQ

What fees should I compare when choosing a bank account?

Check the monthly maintenance fee, minimum balance requirement, overdraft policy, out-of-network ATM fees, wire fees, and costs for cashier's checks or foreign currency. Some accounts waive monthly fees only when specific deposit or balance requirements are met.

What should I look for in a bank or credit union in Buncombe County?

Compare branch and ATM locations, weekend or after-hours access, mobile deposit, Zelle or other transfer options, FDIC or NCUA insurance, and whether the institution offers the loans or business services you need.

How long does it usually take to open a checking account?

Online applications can often be completed in one session, while branch applications may take longer if identification or funding must be verified. Debit-card delivery and transfer availability usually take additional business days.

What should I do if my card is lost or I see fraudulent activity?

Lock the card in your banking app if available and contact the bank immediately using its official phone number or branch. Ask about replacing the card, disputing transactions, changing account credentials, and placing alerts on the account.