PNC Bank

Bank Credit Union

Morehead City, NC

PNC Bank’s Morehead City branch offers drive-up services at 2300 Arendell St.

  • in-person banking with drive-up service in Morehead City
  • checking and savings account needs
  • online and mobile banking access

Truist

Bank Credit Union

BEAUFORT, NC

Truist offers Beaufort branch banking, access to more than 3,000 ATMs, and checking, savings, lending, mortgage, investment, and business services.

  • Customers opening checking or savings accounts
  • Customers seeking auto loans with funding as soon as today
  • Small businesses needing business checking, loans, treasury, or cash management

Funding as soon as today for auto loans

First Citizens Bank

Bank Credit Union

Newport, NC

First Citizens Bank offers Newport checking, savings, lending, business banking, and a 24-hour ATM at 7045 Highway 70 East.

  • Newport customers needing checking or savings accounts
  • Personal lending or home equity inquiries
  • Local business checking, lending, credit cards, or merchant services

Truist

Bank Credit Union

MOREHEAD CITY, NC

Truist serves Morehead City with branch-based banking, mortgages, business loans, foreign currency exchange, and access to more than 3,000 ATMs.

  • Morehead City customers needing in-person banking
  • customers seeking checking or savings accounts
  • small businesses needing business loans, treasury services, or cash management

Competitive auto-loan rates and funding as soon as today

Truist

Bank Credit Union

Cedar Point, NC

Truist's Cedar Point branch offers deposit transactions, business loans, mortgage appointments, and drive-up service at 1195 Cedar Point Blvd.

  • Customers needing in-person deposit transactions in Cedar Point
  • Small businesses seeking business loans or cash-management services
  • Customers needing mortgage, investment, insurance, or trust appointments

Competitive rates and funding as soon as today for auto loans

Truist

Bank Credit Union

Morehead City, NC

Truist’s Morehead City branch offers Spanish-language service, business loans, safe deposit boxes, and appointment-based mortgage services.

  • Customers seeking Spanish-language branch service in Morehead City
  • Small businesses needing business checking, loans, or cash management
  • Customers needing safe deposit boxes or foreign currency exchange

First Citizens Bank

Bank Credit Union

Cape Carteret, NC

First Citizens Bank offers personal and business banking in Swansboro, with three local locations and 24-hour ATM access.

  • personal checking and savings
  • business checking and lending
  • mortgages and home equity lending

Providence Bank

Bank Credit Union

Morehead City, NC

Providence Bank has served North Carolina communities since 2006, offering business lending, mobile deposit, Zelle, and a no-monthly-fee E-Checking option.

  • Small businesses seeking checking accounts and lending
  • Customers wanting personal checking with mobile banking and mobile check deposit
  • Customers seeking checking accounts with no monthly service fee

Bank of America ATM

Bank Credit Union

Cape Carteret, NC

Bank of America ATM is searchable through a locator that identifies cardless, walk-up, drive-thru, inside, and deposit-capable ATM options.

  • Finding a Bank of America ATM by access type
  • Locating cardless ATM access
  • Finding ATMs that may accept deposits or credit card payments

Dogwood State Bank

Bank Credit Union

Morehead City, NC

Dogwood State Bank offers business equipment financing covering 100% of equipment costs, with terms from 24–84 months and applications up to $250,000.

  • Businesses financing equipment purchases without draining cash flow
  • Businesses seeking equipment financing for amounts up to $250,000
  • Businesses needing treasury controls such as Positive Pay, ACH blocks, and multifactor authentication

Quick approval and processing for equipment financing applications up to $250,000

First Bank

Bank Credit Union

Morehead City, NC

First Bank

Bank Credit Union

Beaufort, NC

First Bank offers personal and business banking, including SBA loans and treasury services such as remote deposit capture and positive pay.

  • Businesses seeking SBA loans
  • Businesses needing treasury services
  • Customers seeking boat loans

First Citizens Bank

Bank Credit Union

Morehead City, NC

First Citizens Bank provides checking, savings, lending, and business banking in Morehead City, with a 24-hour ATM at 3412 Bridges Street.

  • Checking and savings accounts
  • Personal loans and home equity lending
  • Mortgage discussions with a mortgage banker

First Citizens Bank

Bank Credit Union

Atlantic Beach, NC

First Citizens Bank offers checking, savings, lending, credit cards, and 24-hour ATM access at its Atlantic Beach location.

  • checking and savings accounts
  • personal loans and home equity financing
  • mortgages

LPL Financial

Bank Credit Union

Morehead City, NC

LPL Financial provides online quote-request forms for annuities, life insurance, disability income insurance, and 401(k) information.

  • annuity quote requests
  • long-term care insurance quote requests
  • life insurance quote requests

OneMain Financial

Bank Credit Union

Morehead City, NC

OneMain Financial offers Morehead City borrowers $1,500–$35,000 secured or unsecured loans, with funds potentially available within one hour after closing.

  • debt consolidation
  • emergency expenses
  • car repairs

Money can be available as soon as 1 hour after loan closing when using an eligible bank-issued debit card.

Pnc Bank

Bank Credit Union

Cape Carteret, NC

PNC Bank offers checking, savings, credit cards, mortgages, and mobile banking, plus dedicated student and military banking options.

  • checking and savings accounts
  • credit card banking
  • student banking

United Bank

Bank Credit Union

Morehead City, NC

United Bank offers personal, business, and commercial banking in Morehead City, with deposit-taking drive-through ATM service and safe-deposit boxes.

  • personal checking and savings accounts
  • business loans and treasury services
  • mortgage banking

Bank Of America

Bank Credit Union

Emerald Isle, NC

Bank of America combines mobile check deposit with checking, savings, credit cards, mortgages, auto loans, and Merrill investing.

  • customers wanting checking and savings accounts
  • customers needing mobile check deposit and account alerts
  • homebuyers comparing fixed-rate and adjustable-rate mortgages

Fast application. Fast credit decision. 30-day rate lock.

PNC Bank

Bank Credit Union

Swansboro, NC

Bank Credit Union in nearby counties

FAQ

Which Carteret County bank offers checking with no monthly service fee?

Providence Bank's E-Checking has no minimum balance requirement and no monthly service fee.

Where can I get foreign currency exchange or wire services in Carteret County?

Truist branches in Beaufort and Morehead City list foreign currency exchange and wire services.

How quickly can an auto loan be funded?

Truist advertises auto-loan funding as soon as today, subject to its application and approval process.

Where can I access a bank ATM after branch hours?

First Citizens lists 24-hour ATM access at 7045 Highway 70 East in Newport and at 302 Main Street and 306 W.B. McLean Drive in Swansboro.

What should small businesses compare when choosing a local bank?

Compare business checking, lending, treasury or cash-management services, merchant services, and branch locations. Truist, First Citizens, and Providence Bank all list business banking or lending options.