HomeTrust Bank

Bank Credit Union

Clyde, NC

HomeTrust Bank offers SBA 7(a) and USDA B&I lending with local-level decisions and bankers serving markets including Atlanta, Charlotte, Asheville, and Raleigh.

  • business acquisitions requiring SBA 7(a) or USDA B&I lending
  • commercial real estate financing
  • equipment purchases or leases

Loan decisions are made quickly, and at a local level.

OneMain Financial

Bank Credit Union

Waynesville, NC

OneMain Financial offers Waynesville borrowers secured or unsecured personal loans from $1,500 to $35,000, with funds potentially available within one hour after closing.

  • debt consolidation
  • emergency expenses
  • auto purchases or refinancing

Money as fast as 1 hour after loan closing

First Citizens Bank

Bank Credit Union

Waynesville, NC

First Citizens Bank offers personal and business banking in Waynesville, with four local locations and 24-hour ATMs.

  • checking and savings accounts
  • personal loans and home equity services
  • business checking and business lending

First Citizens Bank

Bank Credit Union

Waynesville, NC

First Citizens Bank offers personal and business banking in Waynesville, with four local locations and 24-hour ATMs.

  • personal checking and savings accounts
  • business checking and lending
  • mortgages and home equity lending

HomeTrust Bank

Bank Credit Union

Waynesville, NC

HomeTrust Bank offers SBA 7(a) and USDA B&I lending with local-level decisions and bankers serving markets including Atlanta, Charlotte, Asheville, and Raleigh.

  • business acquisitions requiring SBA 7(a) or USDA B&I lending
  • commercial real estate financing
  • equipment purchases or leases

Loan decisions are made quickly, and at a local level.

TD Bank

Bank Credit Union

Waynesville, NC

TD Bank offers checking, personal loans, home lending, small-business banking, and live phone customer service 24/7.

  • personal checking and savings
  • customers needing phone support at any time
  • mobile check deposits

Mobile Deposit funds are usually available the next business day after the day of deposit, subject to cut-off times and holds

Wells Fargo Advisors

Bank Credit Union

Waynesville, NC

Wells Fargo Advisors' Waynesville branch has four listed advisors, including two CFP® professionals, and offers retirement and estate-planning strategies.

  • Retirement planning
  • Estate planning strategies
  • Education funding and 529 plans

Bb&t

Bank Credit Union

Waynesville, NC

Truist offers more than 3,000 ATMs, 1,900+ branches, no-overdraft-fee checking, mortgages, and auto-loan funding as soon as today.

  • Customers seeking checking without overdraft fees
  • Customers needing access to branches and more than 3,000 ATMs
  • Auto-loan borrowers seeking terms up to 84 months

Competitive auto-loan rates and funding as soon as today

Suntrust

Bank Credit Union

Canton, NC

Truist offers more than 3,000 ATMs, 1,900+ branches, no-overdraft-fee checking, mortgages, and auto-loan funding as soon as today.

  • Customers seeking checking without overdraft fees
  • Customers needing access to branches and more than 3,000 ATMs
  • Auto-loan borrowers seeking terms up to 84 months

Competitive auto-loan rates and funding as soon as today

Bank Credit Union in nearby counties

FAQ

Which Haywood County option is best for ordinary checking and savings?

First Citizens lists checking and savings accounts, personal lending, business banking, mortgages, and wealth management. It also has four locations across Waynesville.

Which local bank handles SBA or commercial real estate financing?

HomeTrust lists SBA 7(a), USDA B&I, commercial real estate, commercial and industrial financing, and equipment loans. Its commercial loan decisions are made at a local level.

How quickly can a personal loan be funded?

OneMain states that funds may be available as fast as one hour after loan closing, subject to its approval and closing process. Its listed personal-loan amounts range from $1,500 to $35,000.

Are Waynesville bank branches open on weekends?

The listed First Citizens lobby and drive-up hours are Monday through Friday, 9 a.m. to 5 p.m.; its listed ATMs at 196 Walnut Street and 2045 South Main Street are available 24 hours.

What should I compare before opening an account or taking a loan?

For deposit accounts, compare fees, minimum balances, interest rates, ATM access, and digital-banking features. For loans, compare the APR, term, total repayment, collateral requirements, and any prepayment or origination fees.