Wells Fargo

Bank Credit Union

Kinston, NC

Wells Fargo offers checking, savings, CDs, credit cards, mortgages, personal and auto loans, plus nationwide ATM and branch access.

  • Customers needing multiple personal banking products from one institution
  • Customers seeking checking or savings accounts with online and mobile banking
  • Customers needing mortgage options, including first-time homebuyer programs

First National Bank

Bank Credit Union

Kinston, NC

First National Bank provides personal, small-business, and business online banking with mobile apps, bill pay, and Zelle access.

  • personal online banking access
  • small business online banking
  • business customers using Treasury Management products

First National Bank

Bank Credit Union

La Grange, NC

First National Bank provides personal, small-business, and business online banking with mobile apps, bill pay, and Zelle access.

  • personal online banking access
  • small business online banking
  • business customers using Treasury Management products

Truist

Bank Credit Union

KINSTON, NC

Truist offers Kinston branch access plus checking, savings, lending, credit cards, mortgages, investments, and business banking.

  • Customers needing in-person banking in Kinston
  • Customers seeking checking or savings accounts
  • Customers comparing credit cards, auto loans, or home equity products

Truist

Bank Credit Union

KINSTON, NC

Truist offers Kinston branch banking with Spanish-language service, foreign currency exchange, safe deposit boxes, and business lending.

  • Kinston customers needing in-person deposit or withdrawal services
  • Spanish-speaking banking customers
  • Customers needing foreign currency exchange

Funding as soon as today for auto loans

First Citizens Bank

Bank Credit Union

Kinston, NC

First Citizens Bank serves Kinston with five local locations, personal and business banking, and more than 125 years serving families and businesses.

  • Kinston customers needing personal checking or savings
  • Kinston businesses seeking business checking, business lending, or merchant services
  • Customers seeking mortgages, personal loans, or home equity services

PNC

Bank Credit Union

Kinston, NC

PNC operates a Kinston branch with drive-up services and offers checking, savings, mortgage, credit card, and mobile banking products.

  • Kinston customers needing drive-up banking
  • checking and savings accounts
  • mortgage lending

First National Bank ATM

Bank Credit Union

Kinston, NC

First National Bank has served customers since 1864 across eight jurisdictions, offering online account opening, loan applications and mobile banking.

  • customers seeking personal checking or savings accounts
  • customers applying for consumer, vehicle or home equity loans
  • small businesses needing checking, lending, credit cards or cash-flow solutions

Southern Bank - Deep Run

Bank Credit Union

Deep Run, NC

Southern Bank provides personal checking, savings and CDs, loans, student banking, digital banking, and a consumer rewards credit card.

  • personal checking and savings accounts
  • certificates of deposit
  • personal loans

Truist

Bank Credit Union

La Grange, NC

Truist offers checking with no overdraft fees, 3,000-plus ATMs, mobile check deposit, mortgages, small-business banking, and investment services.

  • checking customers seeking no overdraft fees
  • customers needing access to more than 3,000 ATMs
  • customers who want mobile check deposit and Zelle

Union Bank

Bank Credit Union

Kinston, NC

First National Bank provides personal, small-business, and business online banking with mobile apps, bill pay, and Zelle access.

  • personal online banking access
  • small business online banking
  • business customers using Treasury Management products

Bank Credit Union in nearby counties

FAQ

What bank fees should I compare before opening an account?

Compare monthly maintenance fees, minimum-balance requirements, overdraft fees, ATM fees, wire-transfer fees and CD early-withdrawal penalties. Also check whether direct deposit or paperless statements waive recurring fees.

What should I look for when choosing a bank in Lenoir?

Check branch and ATM access, weekend and drive-up hours, mobile deposit, bill pay, Zelle availability, wire services and the products you may need later, such as auto loans or mortgages. Confirm the institution's insurance status: banks are generally covered by the FDIC, while credit unions use the NCUA.

How long do bank loans and new accounts usually take?

Deposit accounts may open quickly after identity verification, but mortgages, home-equity loans and business loans typically require more documentation and underwriting. Ask the branch for the current funding timeline for the specific product.

What should I do if my debit card or account is compromised?

Contact the bank immediately through its official phone number or mobile app, lock the card if that option is available, and review recent transactions. Report unauthorized transactions promptly because investigation and reimbursement procedures can depend on how quickly you notify the bank.