First Citizens Bank

Bank Credit Union

Mt Airy, NC

First Citizens Bank offers personal and business banking services with a 24-hour ATM at its Mount Airy location.

  • checking and savings accounts
  • personal loans and home equity financing
  • business checking and business lending

First Citizens Bank

Bank Credit Union

Pilot Mountain, NC

First Citizens Bank offers personal and business banking in Pilot Mountain, with a 24-hour ATM and weekday lobby and drive-up service.

  • personal checking and savings accounts in Pilot Mountain
  • business checking, lending, credit cards, and merchant services
  • mortgages, personal loans, and home equity lending

First National Bank

Bank Credit Union

Elkin, NC

First National Bank offers personal and business banking in Elkin with a 24-hour ATM, drive-thru, Smart Deposit, and safe deposit services.

  • Personal checking and savings
  • Business checking and savings
  • Mortgage, home equity, personal, or vehicle loans

Truist

Bank Credit Union

ELKIN, NC

Truist offers Elkin branch banking plus checking, savings, loans, mortgages, credit cards, investments, and access to more than 3,000 ATMs.

  • customers seeking a full-service bank with branch access in Elkin
  • checking customers seeking no overdraft fees through Truist One Checking
  • borrowers seeking auto loans with funding as soon as today

Funding as soon as today for auto loans

Truist

Bank Credit Union

MOUNT AIRY, NC

Truist provides a Mount Airy branch with deposit transactions, business loans, mortgage appointments, investments, and safe-deposit boxes.

  • Customers needing in-person deposit transactions in Mount Airy
  • Business customers seeking business loans or cash-management services
  • Customers needing mortgage, insurance, investment, trust, or treasury appointments

Funding as soon as today for auto loans

Surrey Bank & Trust

Bank Credit Union

Pilot Mountain, NC

Surrey Bank & Trust serves Virginia, West Virginia, North Carolina, and Tennessee through more than 50 locations, with mortgage and business banking services.

  • customers seeking FHA, VA, USDA, conventional, or adjustable-rate mortgages
  • customers needing home equity loans or lines of credit
  • small businesses seeking loans, commercial real estate financing, or equipment financing

First National Bank ATM

Bank Credit Union

Elkin, NC

First National Bank has served customers since 1864 across eight jurisdictions, offering online account opening, loan applications and mobile banking.

  • customers seeking personal checking or savings accounts
  • customers applying for consumer, vehicle or home equity loans
  • small businesses needing checking, lending, credit cards or cash-flow solutions

First Community Bank

Bank Credit Union

Mount Airy, NC

First Community Bank provides banking, mortgages, business services, and wealth management through 50-plus locations in Virginia, West Virginia, North Carolina, and Tennessee.

  • Customers seeking branches across Virginia, West Virginia, North Carolina, or Tennessee
  • Homebuyers needing conventional, FHA, VA, USDA, land, or construction financing
  • Small businesses needing lending, merchant services, ACH, positive pay, or remote deposit capture

BB&T

Bank Credit Union

Mount Airy, NC

BB&T, presented on its website as Truist, offers checking, savings, commercial banking, mortgages, investments, and mobile check deposits through one bank.

  • personal checking and savings
  • business banking and business credit cards
  • mortgage financing or refinancing

First Community Bank

Bank Credit Union

Mt Airy, NC

First Community Bank provides banking, mortgages, business services, and wealth management through 50-plus locations in Virginia, West Virginia, North Carolina, and Tennessee.

  • Customers seeking branches across Virginia, West Virginia, North Carolina, or Tennessee
  • Homebuyers needing conventional, FHA, VA, USDA, land, or construction financing
  • Small businesses needing lending, merchant services, ACH, positive pay, or remote deposit capture

First Horizon Bank

Bank Credit Union

Mt Airy, NC

First Horizon Bank offers three checking options, free mobile deposits, online bill pay, and services for personal, business, commercial, and wealth management clients.

  • Personal checking and savings accounts
  • Mobile banking with mobile deposits and online bill pay
  • Small business banking

First Horizon Bank - Pilot Mountain, NC - S Key St

Bank Credit Union

Pilot Mountain, NC

First Horizon Bank offers three checking options, free mobile deposits, online bill pay, and services for personal, business, commercial, and wealth management clients.

  • Personal checking and savings accounts
  • Mobile banking with mobile deposits and online bill pay
  • Small business banking

PNC Bank

Bank Credit Union

Pilot Mountain, NC

PNC Mortgage

Bank Credit Union

Mt Airy, NC

PNC Mortgage provides mortgage loans through its Mount Airy branch, which includes drive-up services.

  • mortgage loan inquiries in Mount Airy
  • banking customers needing drive-up services
  • customers tracking a PNC mortgage application

Surrey Bank and Trust

Bank Credit Union

Mt Airy, NC

Surrey Bank & Trust serves Virginia, West Virginia, North Carolina, and Tennessee through more than 50 locations, with mortgage and business banking services.

  • customers seeking FHA, VA, USDA, conventional, or adjustable-rate mortgages
  • customers needing home equity loans or lines of credit
  • small businesses seeking loans, commercial real estate financing, or equipment financing

Surrey Bank & Trust

Bank Credit Union

Elkin, NC

Surrey Bank & Trust serves Virginia, West Virginia, North Carolina, and Tennessee through more than 50 locations, with mortgage and business banking services.

  • customers seeking FHA, VA, USDA, conventional, or adjustable-rate mortgages
  • customers needing home equity loans or lines of credit
  • small businesses seeking loans, commercial real estate financing, or equipment financing

Truist

Bank Credit Union

DOBSON, NC

Truist

Bank Credit Union

PILOT MOUNTAIN, NC

Truist's Pilot Mountain branch provides drive-up banking, safe deposit boxes, night depository service, and appointments for mortgages and business loans.

  • in-person deposit transactions in Pilot Mountain
  • customers needing a drive-up window
  • safe deposit box access

Auto loan funding as soon as today

First Bank & Trust Co.- Mount Airy, NC

Bank Credit Union

Mt Airy, NC

First Bank & Trust Company offers branches across Virginia, Tennessee, North Carolina, and Georgia plus digital banking with two-factor authentication.

  • customers seeking branch access in Virginia, Tennessee, North Carolina, or Georgia
  • mortgage lending and loan production inquiries
  • customers wanting digital banking with two-factor authentication

Bank Credit Union in nearby counties

FAQ

What bank fees should I compare before opening an account in Surry County?

Compare monthly maintenance fees, minimum-balance requirements, overdraft policies, ATM fees, wire fees, and savings account interest rates. Ask for the account disclosure and fee schedule before opening the account.

What should I look for in a local bank or credit union?

Check whether the branch offers the service you need, such as drive-up banking, a 24-hour ATM, safe-deposit boxes, mobile check deposit, business lending, or mortgage lending. Also compare digital banking features and the institution's deposit-insurance coverage.

How quickly can a bank fund an auto loan?

Truist advertises auto-loan funding as soon as today, but actual timing depends on application review, documentation, approval, and the vehicle transaction.

What should I do if my card is lost or I suspect fraud?

Contact the bank immediately to block the card and report unauthorized transactions. Routine account questions, deposits, and loan appointments can generally be handled during branch or phone-service hours.