Bank Credit Union in Swain, North Carolina

3 found · ← All categories in Swain

Updated October 31, 2026

First Citizens Bank

Bank Credit Union

Cherokee, NC

First Citizens Bank offers personal and business banking in Cherokee, with 24-hour ATMs and weekday lobby and drive-up service.

  • personal checking and savings
  • business checking and lending
  • mortgages and home equity lending

First Citizens Bank ATM

Bank Credit Union

Bryson City, NC

First Citizens Bank ATM provides 24-hour access at 51 Main Street in Bryson City, with weekday lobby and drive-up banking from 9 AM to 5 PM.

  • after-hours ATM access in Bryson City
  • weekday in-person banking in Bryson City
  • personal checking and savings accounts

Mountain Credit Union

Bank Credit Union

Cherokee, NC

Mountain Credit Union offers loan applications through MCU Online or its mobile app and operates seven Western North Carolina offices.

  • Auto, RV, boat, and personal watercraft financing
  • Home equity loans and lines of credit
  • Mortgage purchases and refinancing

Emergency available · Loan application assistance by the next business day

Other categories in Swain

Bank Credit Union in nearby counties

FAQ

Which local bank offers auto, RV, boat, or personal-watercraft loans?

Mountain Credit Union lists financing for autos, RVs, travel trailers, boats, and personal watercraft.

Can I apply for a loan online in Swain County?

Mountain Credit Union accepts loan applications through MCU Online, its mobile app, or an online form. Applicants without MCU Online receive assistance by the next business day.

Where can I get 24-hour ATM access near Swain County?

First Citizens lists 24-hour ATMs in Cherokee and Bryson City. Mountain Credit Union also lists three ATM locations open 24/7.

What are the staffed branch hours for First Citizens?

The listed First Citizens branches provide lobby and drive-up service Monday through Friday from 9 AM to 5 PM; weekend staffed service is not listed.