Corwin & Curtis Attorneys at Law

Bankruptcy Law

Morehead City, NC

Corwin & Curtis represents clients in Craven, Carteret, and Pamlico Counties across family, criminal defense, and personal injury matters.

  • Divorce, custody, adoption, or other family law matters
  • Criminal charges, warrants, DUI, traffic violations, or record expunctions
  • Auto, motorcycle, tractor-trailer, or slip-and-fall injury claims

White & Allen P.A.

Bankruptcy Law

Morehead City, NC

White & Allen has served Eastern North Carolina since 1927 and provides civil, transactional, and criminal legal services from four regional offices.

  • Business formation, governance, contracts, and commercial disputes
  • Property owners facing condemnation or eminent domain
  • Estate planning, probate, elder law, and special needs trusts

Bankruptcy Law in nearby counties

FAQ

How much does filing bankruptcy in North Carolina cost?

Costs vary by case and attorney. Ask whether the quoted fee includes the court filing fee, required credit counseling, trustee communications, and any additional motions.

What is the difference between Chapter 7 and Chapter 13 bankruptcy?

Chapter 7 generally liquidates eligible nonexempt assets to discharge qualifying debt, while Chapter 13 uses a court-approved repayment plan typically lasting three to five years.

How long does a bankruptcy case usually take?

A routine Chapter 7 case often takes about three to six months after filing. Chapter 13 usually continues for the length of its repayment plan.

Can bankruptcy stop a foreclosure or wage garnishment immediately?

Filing usually triggers an automatic stay that pauses many collection actions, but exceptions apply and secured creditors can ask the court to lift the stay. An attorney can assess urgent deadlines before filing.

Which property exemptions apply in a North Carolina bankruptcy?

North Carolina generally requires eligible residents to use state exemptions rather than the federal bankruptcy exemptions, subject to residency and other exceptions. The applicable exemptions should be reviewed with a bankruptcy attorney before filing.