Do I have to pay bankruptcy attorney fees upfront?
Lutz Law Firm states that Chapter 13 cases have no upfront attorney fee, with limited exceptions. The enrichment does not provide a fee amount for Chapter 7.
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 is generally used to discharge eligible unsecured debts, while Chapter 13 uses a court-approved repayment plan typically lasting three to five years. Eligibility depends on income, assets, debts, and other factors.
Can bankruptcy help if my home is facing foreclosure?
Filing bankruptcy can trigger an automatic stay that may temporarily stop foreclosure activity. Lutz Law Firm specifically handles foreclosure-related bankruptcy and Chapter 13 repayment plans.
What should I bring to a bankruptcy consultation?
Bring information about debts, income, monthly expenses, assets, homeownership, and any creditor lawsuits. Lutz Law Firm says its debt analysis reviews these areas and their effects on the family.