Nantahala Bank
Banks
Franklin, NC
First Citizens Bank
Banks
Franklin, NC
First Citizens Bank offers checking, savings, lending, business banking, and digital banking through three Franklin locations and 24-hour ATMs.
- Customers seeking checking or savings accounts
- Individuals needing personal lending or home equity services
- Businesses seeking business checking, business lending, credit cards, or merchant services
PNC Bank
Banks
Highlands, NC
PNC Bank offers checking, savings, credit cards, mobile banking, mortgage loans, student banking, and military banking.
- checking and savings accounts
- mobile and online banking
- credit cards
United Community
Banks
Franklin, NC
Wells Fargo Bank
Banks
Franklin, NC
Wells Fargo Bank offers checking, savings, credit cards, mortgages, personal loans, auto financing, and nationwide branch access.
- Managing checking and savings accounts
- Online and mobile banking
- Mortgage purchases or refinancing
Blue Valley
Banks
Highlands, NC
Blue Valley
Banks
Highlands, NC
Banks in nearby counties
FAQ
What bank fees should I compare before opening an account?
Compare monthly maintenance fees, minimum-balance requirements, overdraft fees, ATM fees, wire-transfer fees, and any fees for cashier's checks or foreign transactions. Ask for the account's fee schedule before opening it.
What should I bring to open a bank account?
Banks commonly request government-issued identification, your Social Security number or taxpayer ID, and contact information. Some accounts may also require an opening deposit or proof of address.
Which bank is best for a mortgage or home-equity loan?
Compare the annual percentage rate, closing costs, down-payment requirements, fixed or variable terms, and prepayment rules. PNC lists mortgages, refinancing, and home-equity loans; First Citizens lists home-equity lending.
What should I do if my debit card or account is compromised?
Contact the bank immediately through its official phone number or app, freeze or replace the card, and review recent transactions. Wells Fargo lists customer-service phone support 24 hours a day, 7 days a week.