First Community Bank

Banks

Pilot Mountain, NC

First Community Bank provides banking, mortgages, business services, and wealth management through 50-plus locations in Virginia, West Virginia, North Carolina, and Tennessee.

  • Customers seeking branches across Virginia, West Virginia, North Carolina, or Tennessee
  • Homebuyers needing conventional, FHA, VA, USDA, land, or construction financing
  • Small businesses needing lending, merchant services, ACH, positive pay, or remote deposit capture

Wells Fargo

Banks

Mt Airy, NC

Wells Fargo Bank offers checking, savings, credit cards, mortgages, personal loans, auto financing, and nationwide branch access.

  • Managing checking and savings accounts
  • Online and mobile banking
  • Mortgage purchases or refinancing

BB&T

Banks

Elkin, NC

BB&T, presented on its website as Truist, offers checking, savings, commercial banking, mortgages, investments, and mobile check deposits through one bank.

  • personal checking and savings
  • business banking and business credit cards
  • mortgage financing or refinancing

First Community Bank

Banks

Mount Airy, NC

First Community Bank provides banking, mortgages, business services, and wealth management through 50-plus locations in Virginia, West Virginia, North Carolina, and Tennessee.

  • Customers seeking branches across Virginia, West Virginia, North Carolina, or Tennessee
  • Homebuyers needing conventional, FHA, VA, USDA, land, or construction financing
  • Small businesses needing lending, merchant services, ACH, positive pay, or remote deposit capture

First Community Bank

Banks

Elkin, NC

First Community Bank provides banking, mortgages, business services, and wealth management through 50-plus locations in Virginia, West Virginia, North Carolina, and Tennessee.

  • Customers seeking branches across Virginia, West Virginia, North Carolina, or Tennessee
  • Homebuyers needing conventional, FHA, VA, USDA, land, or construction financing
  • Small businesses needing lending, merchant services, ACH, positive pay, or remote deposit capture

First Community Bank

Banks

Elkin, NC

First Community Bank provides banking, mortgages, business services, and wealth management through 50-plus locations in Virginia, West Virginia, North Carolina, and Tennessee.

  • Customers seeking branches across Virginia, West Virginia, North Carolina, or Tennessee
  • Homebuyers needing conventional, FHA, VA, USDA, land, or construction financing
  • Small businesses needing lending, merchant services, ACH, positive pay, or remote deposit capture

Surrey Bank & Trust

Banks

Mount Airy, NC

Surrey Bank & Trust serves Virginia, West Virginia, North Carolina, and Tennessee through more than 50 locations, with mortgage and business banking services.

  • customers seeking FHA, VA, USDA, conventional, or adjustable-rate mortgages
  • customers needing home equity loans or lines of credit
  • small businesses seeking loans, commercial real estate financing, or equipment financing

Banks in nearby counties

FAQ

What bank fees should I compare before opening an account in Surry?

Compare monthly maintenance fees, minimum-balance requirements, overdraft fees, out-of-network ATM charges, and wire or cashier’s-check fees. Exact charges vary by account, so review each bank’s current fee schedule.

Which banks listed here support mobile check deposit?

First Community Bank and Surrey Bank & Trust specifically list mobile check deposit. Surrey Bank & Trust also lists online bill pay, digital wallets, and Zelle.

Which bank offers 24-hour customer service?

Wells Fargo lists customer-service phone support 24 hours a day, seven days a week. The provided listings do not specify comparable hours for the other banks.

What should I compare when applying for a mortgage?

Compare the annual percentage rate, fixed versus adjustable terms, loan fees, down-payment requirements, and prepayment rules. Surrey Bank & Trust and First Community Bank list conventional, FHA, VA, USDA, land, and construction loans, but rates and eligibility must be confirmed directly.