Allegacy Federal Credit Union
Financial Service
Why pick this one
Allegacy Federal Credit Union offers SmartRate Checking up to 3.00% APY and 15/15 adjustable-rate mortgages for North Carolina members.
Best for
- Everyday checking with qualifying monthly activities
- Homebuyers seeking a 15-year fixed introductory period before one mortgage-rate adjustment
- Homeowners seeking a home equity line of credit
- Borrowers seeking a Mortgage Eliminator Loan
- Customers wanting banking, insurance, and wealth management from one financial provider
Look elsewhere if
- People seeking a non-financial service
- Customers requiring a stated emergency response time
- Customers seeking a listed branch location in a specific city
Specialties
- SmartRate checking accounts
- 15/15 adjustable-rate mortgages
- Flex home equity lines of credit
- Mortgage Eliminator Loans
- Life insurance planning
What makes them different
- SmartRate checking can earn up to 3.00% APY when members complete three monthly activities
- 15/15 adjustable-rate mortgages keep the initial rate fixed for 15 years before a single adjustment
- Mortgage Eliminator Loans advertise rates as low as 5.30% APR
- Digital banking supports account management, bill payment, and money transfers from mobile devices
- Services span personal, small business, commercial, and wealth management needs
Distilled from this business's own website.
Contact & Location
- Address
- 1100 Yadkinville Rd, Mocksville, NC 27028-2037
- Phone
- +13367743400
- Website
- http://www.allegacyfcu.org
Services
- Checking accounts
- Savings accounts
- Credit cards
- Home loans
- Vehicle loans
- Personal loans
- Insurance
- Digital banking
- Small business banking
- Commercial banking
- Wealth management