Atlantic Coast Financial Services

Mortgage Lender

Why pick this one

Atlantic Coast Financial Services offers DSCR and bank statement loans and reports a 21-day average closing time.

Best for

  • Self-employed buyers seeking bank statement financing
  • Investment-property buyers seeking DSCR financing
  • Veterans or active military considering VA loans
  • First-time homebuyers seeking specialized programs
  • Borrowers comparing purchase or refinance options without an initial credit-score impact

Specialties

  • Conventional mortgages
  • FHA loans
  • VA loans
  • Rehab loans
  • USDA loans
  • Jumbo loans
  • First-time homebuyer programs
  • DSCR investment-property loans
  • Bank statement loans
  • Rate-and-term refinancing
  • Cash-out refinancing
  • Mortgage pre-approval

Certifications

  • NMLS #101725 (Bill Gourville)
  • NMLS #2563064 (Geoff Schroeder)

What makes them different

  • Has helped people with homeownership since 1996
  • States an average mortgage closing time of 21 days
  • Provides quotes without impacting credit scores and without requiring documents
  • Offers DSCR loans for investment properties without income verification
  • Offers bank statement loans for self-employed buyers without tax returns
Response time
21 days is the average close time.
Years in business
30

Distilled from this business's own website.

Contact & Location

Address
4520 Fountain Dr, Wilmington, NC 28403-2918
Phone
19107911337
Website
https://acfsmortgages.com
Email
info@acfsmortgages.com

Services

  • Home purchase mortgages
  • Mortgage refinancing
  • Investment-property financing
  • Mortgage prequalification and pre-approval
  • Online mortgage applications
  • Mortgage comparison quotes
  • Mortgage calculators

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