Bank OZK
Banks
Why pick this one
Bank OZK offers 24/7 online banking, instantly issued debit cards at banking centers, and CDs with terms from 7 days to 5 years.
Best for
- Customers needing 24/7 online and mobile banking access
- Customers seeking personal, mortgage, HELOC, or home-improvement financing
- Customers comparing short- or long-term CDs
- Debit card users wanting transaction alerts and card controls
- Customers seeking savings round-ups through My Change Keeper
Specialties
- 15-month CDs advertised up to 4.40% APY
- Personal loans for home improvement and vacation financing
- HELOCs and mortgage loans
- Debit card controls through OZK Cards
- Round-up savings through My Change Keeper
Certifications
- NMLS 464037
What makes them different
- Mobile and online banking available 24 hours a day, seven days a week
- Visa debit cards issued instantly at all banking centers
- OZK Cards supports transaction alerts, card on/off controls, spending limits, and merchant-type restrictions
- CD terms range from 7 days to 5 years with a $1,000 minimum opening deposit
- Eligible checking accounts can receive rebates for the first four non-Bank OZK ATM transactions per statement cycle
- Response time
- Personal loan process described as quick to close
Distilled from this business's own website.
Contact & Location
- Address
- 2401 South 17th Street, Wilmington, NC 28401
- Website
- https://www.ozk.com/personal/
Services
- Personal checking accounts
- Personal savings accounts
- Money market accounts
- Certificates of deposit
- IRAs
- Debit cards
- Online and mobile banking
- Personal loans
- Mortgage loans
- HELOCs
- Credit cards
- Business banking
- Trust services
- Wealth management