Centra Credit Union
Credit Union
Why pick this one
Centra Credit Union offers auto loans advertised from 3.99% APR and digital banking with mobile deposit, Zelle, and financial-health tracking.
Best for
- auto-loan shoppers
- members seeking Cashback Checking or High Interest Checking
- customers wanting mobile check deposit and external-account management
- customers needing mortgage lending
- businesses seeking cash-flow and payment tools
- members planning for retirement
Specialties
- auto loans
- mortgage loans
- Cashback Checking
- High Interest Checking
- certificates
- mobile deposit
- Zelle money transfers
- digital wallet payments
- business cash-flow tools
- retirement planning
What makes them different
- Not-for-profit structure with profits returned to members through cash rewards, rates, and fees
- Auto loans advertised with rates as low as 3.99% APR
- Digital banking includes mobile deposit, external-account linking, financial-health tracking, alerts, and live-agent chat
- eStatements can be accessed or downloaded for up to 10 years
- Named Best-in-State Credit Union for 2026 by Forbes
Distilled from this business's own website.
Contact & Location
- Address
- 9377 N US Highway 301, Whitakers, NC 27891-8621
- Phone
- +12524379214
- Website
- https://www.centra.org
Services
- checking accounts
- savings accounts
- money market accounts
- certificates
- IRAs
- health savings accounts
- personal loans
- auto loans
- mortgage loans
- credit cards
- business banking
- digital banking
- eStatements
- digital payments
- identity theft protection
- investment and retirement planning