Debbie Owens at Prosperity Home Mortgage

Installment Loans

Why pick this one

Debbie Owens offers FHA, VA, and USDA mortgage options plus complimentary co-op or condo prequalification letters with typical 24–48-hour turnaround.

Best for

  • First-time homebuyers seeking FHA, VA, or USDA mortgage options
  • Borrowers seeking home refinancing
  • Co-op or condo buyers needing a prequalification letter
  • Homeowners considering reverse mortgage or home-equity access options

Specialties

  • FHA mortgage loans
  • VA mortgage loans
  • USDA mortgage loans
  • First-time homebuyer mortgage options
  • Co-op and condo prequalification letters
  • Reverse mortgage options

Certifications

  • NMLS 158732
  • NMLSR 158732

What makes them different

  • Over 18 years of personal lending experience
  • Assisted over 1,500 clients
  • Offers FHA loans with down payments as low as 3.5%
  • Offers VA and USDA mortgage options with $0-down possibilities
  • Complimentary co-op or condo prequalification letters with typical 24–48-hour turnaround
Response time
Typical turnaround times are 24 to 48 hours for co-op or condo prequalification letters
Serves
Durham

Distilled from this business's own website.

Contact & Location

Address
921 Morreene Rd, Durham, NC 27705-4478
Phone
+13363709505
Website
https://debbieowens.phmloans.com/
Email
debbie.owens@phmloans.com

Services

  • Home purchase mortgages
  • Home refinancing
  • Government-issued mortgage loans
  • Conventional mortgages
  • Reverse mortgages
  • Co-op and condo loan prequalification

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