First Carolina Bank
Bank Credit Union
Why pick this one
First Carolina Bank offers locally decided commercial financing across North Carolina, South Carolina, Georgia, and Virginia.
Best for
- Businesses seeking owner-occupied real estate financing
- Companies needing working capital, accounts receivable, inventory, or capital expenditure financing
- Commercial real estate developers and investors pursuing multifamily, industrial, medical office, storage, or retail projects
- Businesses holding deposits above $250,000 and seeking expanded FDIC insurance options
- Businesses needing treasury management, ACH, wire transfers, remote deposit, or commercial checking
Look elsewhere if
- Commercial borrowers outside North Carolina, South Carolina, Georgia, or Virginia
- Businesses seeking commercial financing without experienced management or strong capitalization
- Customers seeking a stated emergency banking service or after-hours response
Specialties
- Owner-occupied commercial real estate financing
- Working capital lines of credit
- Management buyout and recapitalization financing
- Commercial real estate construction loans
- Large deposit insurance for balances above $250,000
Certifications
- FDIC-insured
What makes them different
- Commercial financing decisions are made locally
- Commercial financing focuses on North Carolina, South Carolina, Georgia, and Virginia
- Large deposit insurance options can divide funds among multiple FDIC-insured institutions
- Commercial checking includes options with up to 500 transactions or unlimited transactions
- Commercial real estate banking provides construction draw administration and portfolio management
- Response time
- Efficient response times
Distilled from this business's own website.
Contact & Location
- Address
- 604 S Scales St, Reidsville, NC 27320
- Phone
- +13363614088
- Website
- http://www.firstcarolinabank.com
Services
- Personal and commercial checking accounts
- Business savings, money market accounts, and certificates of deposit
- Commercial financing
- Commercial real estate banking
- Treasury management
- Business credit cards
- Remote deposit and mobile deposit
- Wire transfers and ACH services