Guaranteed Rate
Mortgage Lender
Why pick this one
Guaranteed Rate combines MLS home search, mortgage applications, and claimed five-minute pre-approval through more than 4,000 agents nationwide.
Best for
- homebuyers wanting to search MLS listings and apply for financing on one platform
- borrowers seeking a digital mortgage pre-approval
- homeowners refinancing an existing mortgage
- homeowners seeking home equity loans or HELOCs
- borrowers wanting access to mortgage experts across a nationwide agent network
Look elsewhere if
- borrowers requiring a guaranteed mortgage approval or closing timeline
- borrowers specifically seeking a lender with published local city coverage
- borrowers seeking auto-loan origination directly from Guaranteed Rate
Specialties
- home purchase mortgages
- mortgage refinancing
- home equity loans
- home equity lines of credit
- digital mortgage pre-approval
What makes them different
- Mortgage pre-approval process advertised as taking as little as 5 minutes
- More than 4,000 agents nationwide
- Integrated MLS home search, saved listings, and mortgage application platform
- Reported $30.3 billion in loans secured in 2025
- Home equity loan funding may occur within five business days under stated conditions
- Response time
- Could be pre-approved for a mortgage in just 5 minutes
Distilled from this business's own website.
Contact & Location
- Address
- 825 Gum Branch Rd Ste 124, Jacksonville, NC 28540
- Phone
- 9103892916
- Website
- https://www.guaranteedrate.com/
- do-not-reply@rate.com
Services
- mortgage lending
- mortgage refinancing
- home equity financing
- MLS home search
- student loan refinancing marketplace