Harbor Blue Financial
Bank Credit Union
Why pick this one
Harbor Blue Financial provides fee-only fiduciary retirement planning led by a CFP® professional for families with $1 million or more.
Best for
- families with $1 million or more in accumulated assets
- people approaching retirement who need retirement income planning
- recent retirees evaluating withdrawal strategies and market risk
- retirees seeking tax, RMD, Medicare IRMAA, or Roth conversion planning
- families planning charitable giving, estate transitions, and multigenerational wealth
Look elsewhere if
- customers seeking deposit accounts, loans, or routine banking services
- people seeking a one-time transaction rather than ongoing financial planning
- clients primarily seeking basic financial guidance without substantial accumulated assets
Specialties
- retirement planning
- retirement income and withdrawal strategies
- Social Security strategy
- tax minimization and Roth conversion planning
- estate and legacy planning
- charitable giving strategies
- Medicare IRMAA planning
Certifications
- CERTIFIED FINANCIAL PLANNER®
- CFP Board certification
What makes them different
- Fee-only fiduciary practice with fees based on aggregate account values
- Every financial plan is designed by a CERTIFIED FINANCIAL PLANNER® professional
- All-women, family-owned and family-run practice
- Focuses on clients who have accumulated $1 million or more
- Published sliding-scale annual fees ranging from 1.25% to 0.5%
- Serves
- Hampstead, Wilmington
Distilled from this business's own website.
Contact & Location
- Address
- 700 Military Cutoff Rd Ste 135, Wilmington, NC 28405
- Phone
- 9109561001
- Website
- https://www.harborbluefinancial.com/
- karen@harborbluefinancial.com
Services
- fee-only financial planning
- investment management
- retirement planning
- tax planning
- estate planning
- legacy planning
- ongoing financial plan monitoring