Hsm Federal Credit Union
Organization
Why pick this one
HSM Federal Credit Union offers auto loans with fast approval before shopping and credit-building loans using a minimum $500 savings balance.
Best for
- HSM employees and eligible immediate family members seeking credit union services
- People establishing or repairing credit through a share-secured loan
- Auto, motorcycle, boat, camper, or 4-wheeler financing
- Members seeking low-rate VISA credit cards
- Members needing free notary service or money orders
Look elsewhere if
- People who are not HSM employees, employees of wholly owned subsidiaries, or eligible immediate family members
- People seeking services outside the listed deposit, loan, payment, and member-support offerings
Specialties
- Credit-building share-secured loans
- Auto loans
- Recreational vehicle loans
- VISA credit cards
What makes them different
- Membership is available to HSM employees, employees of wholly owned subsidiaries, and their immediate family members
- Credit-building share-secured loans require a minimum of $500 in a savings, Christmas, or vacation account
- VISA Gold offers a $7,500 limit at 9.90% APR
- Free notary service and money orders are available
- Discount tickets are offered for Carowinds, Tweetsie Railroad, Biltmore Estate, and Wet n Wild Water Park
- Response time
- Qualified auto-loan applicants can get fast approval before shopping; credit-building loan funds can be issued the same day.
Distilled from this business's own website.
Contact & Location
- Address
- 235 2nd Ave NW, Hickory, NC 28601-4950
- Phone
- 182832822133333
- Website
- http://hickoryspringsfcu.org/contact
- lorinorris@hsmfcu.com
Services
- Checking and savings accounts
- Share certificates and club accounts
- Consumer loans
- Direct deposit
- ACH and ATM card services
- Free notary service
- Money orders
- Discount tickets