James Zarka-Cardinal Financial Company, Limited Partnership

Why pick this one

James Zarka at Cardinal Financial is a 2026 Scotsman Guide Top Originator focused on customized mortgage solutions for homeownership.

Best for

  • first-time home buyers
  • customers seeking flexible loan options
  • those needing home renovation financing

Look elsewhere if

  • clients looking for commercial loans
  • those seeking conventional banking services outside of mortgages

Specialties

  • home buying
  • refinancing
  • VA loans
  • FHA loans
  • USDA loans
  • home renovation financing

Certifications

  • NMLS #2105119

What makes them different

  • 2026 Scotsman Guide Top Originator
  • offers specialized home financing options
  • provides comprehensive guides for first-time home buyers
  • focuses on customer stories and needs
Response time
quick call from experts
Serves
Charlotte

Distilled from this business's own website.

Contact & Location

Address
3530 Toringdon Way Ste 200, Charlotte, NC 28277
Phone
9513494563
Website
https://www.cardinalfinancial.com/loan-originat...
Email
james.zarka@cardinalfinancial.com

Services

  • mortgage lending
  • loan origination
  • home equity access

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