JD Terry
Mortgage Broker
Why pick this one
JD Terry offers VA, FHA, USDA, bank-statement, jumbo, and physician mortgage programs in Wilmington, with more than 14 years in the industry.
Best for
- Wilmington-area homebuyers seeking VA financing
- Self-employed borrowers needing a bank statement mortgage
- Borrowers seeking FHA or USDA low-down-payment financing
- Physicians seeking a physician loan
- Buyers wanting to lock a rate for 60, 75, or 90 days before signing a contract
- Borrowers seeking mortgage refinancing
Look elsewhere if
- Customers seeking a non-mortgage financial service unrelated to home financing
- Borrowers requiring a clearly stated service area beyond Wilmington and the surrounding counties
Specialties
- VA loans
- FHA loans
- USDA loans
- bank statement loans
- jumbo loans
- physician loans
- foreign national loans
- mortgage refinancing
- down payment assistance
- rate-lock mortgages
Certifications
- NMLS #455169
What makes them different
- Offers VA, FHA, and USDA loans with 0–10% down-payment requirements
- Bank statement loan program for self-employed borrowers without tax returns, W-2s, or pay stubs
- Rate-lock program available for 60, 75, or 90 days without a signed contract
- Has lived in the Wilmington area since high school
- Mortgage-industry career began in 2003
- Response time
- 5-minute pre-approvals from anywhere; same-day loan approval options
- Years in business
- 14
- Serves
- Wilmington
Distilled from this business's own website.
Contact & Location
- Address
- 1111 Military Cutoff Rd Ste 191, Wilmington, NC 28405
- Phone
- +19105999064
- Website
- https://www.Rate.com/JdTerry?utm_source=faceboo...
- do-not-reply@rate.com
Services
- home purchase mortgages
- mortgage refinancing
- low-down-payment mortgages
- veteran loans
- HELOCs
- personal loans
- same-day mortgage approval programs