Leo's Mortgages
Financial Service
Why pick this one
Leo's Mortgages, operating as Millenia Mortgage, compares rates across more than 45 banks and offers same-day mortgage approvals in North Carolina and New Jersey.
Best for
- Homebuyers comparing mortgage programs across multiple lenders
- First-time buyers seeking lower-down-payment programs
- Borrowers needing refinancing or debt consolidation
- Business owners with strong credit and assets but limited W-2 income
- Borrowers seeking construction, rehabilitation, commercial, or home equity financing
- Applicants in North Carolina or New Jersey
Look elsewhere if
- Borrowers seeking a mortgage broker licensed outside North Carolina or New Jersey
Specialties
- 30-year and 15-year fixed-rate mortgages
- Adjustable-rate mortgages
- First-time buyer programs
- Stated-income and no-income-verification loans
- Interest-only mortgages
- No-point and no-fee mortgage programs
- Imperfect-credit programs
- Home equity lines of credit
- Construction and rehabilitation loans
- Commercial mortgages
Certifications
- Licensed mortgage broker in North Carolina and New Jersey
- Licensed mortgage originator
- Robert Leonardo NMLS# 31340
- Millenia Mortgage NMLS# 1637466
What makes them different
- Works with more than 45 partner banks and pulls the applicant's credit report once to compare rates
- Offers free credit report analysis
- Offers no-cost purchases and refinances by incorporating closing costs into the mortgage
- Can generate same-day approvals through mortgage loan submissions to FNMA, FHLMC, and FHA systems
- Conducts in-person interviews and states that staff handle the full loan process without passing clients between departments
- Response time
- Same-day approvals
Distilled from this business's own website.
Contact & Location
- Address
- 3100 Freedom Way, Hubert, NC 28539
- Phone
- (973) 445-7809
- Website
- http://www.milleniamortgage.net
Services
- Home purchase loans
- Mortgage refinancing
- Debt consolidation loans
- Cash-out refinancing
- Home equity loans
- Income-property loans
- Mortgage prequalification and preapproval
- Credit report analysis