Lucid Lending
Mortgage Broker
Why pick this one
Lucid Lending offers conventional, FHA, VA, USDA, 203K, and refinance loans and is licensed to originate mortgages in North Carolina.
Best for
- Homebuyers seeking pre-approval
- Borrowers comparing multiple mortgage loan programs
- FHA borrowers seeking a 3.5% down-payment option
- Eligible veterans seeking VA financing
- Eligible rural-area borrowers seeking USDA financing
- Homeowners evaluating rate, term, or cash-out refinancing
- Homebuyers financing renovations through an FHA 203K loan
Look elsewhere if
- Applicants seeking a guaranteed loan approval regardless of underwriting guidelines
- Borrowers seeking mortgage origination outside the stated North Carolina licensing jurisdiction
Specialties
- Conventional loans
- FHA loans
- VA loans
- USDA loans
- Refinance loans
- FHA 203K renovation loans
- Home purchase pre-approval
Certifications
- Nationwide Multistate Licensing System & Registry (NMLS) ID #1120087
- North Carolina Office of the Commissioner of Banks (NCCOB) mortgage license
- Matthew Oswald NMLS ID #365644
What makes them different
- Local and independent mortgage broker
- Compares loan options across a lender network
- Offers conventional, FHA, VA, USDA, refinance, and FHA 203K loan options
- Provides free refinance reviews
- Licensed to originate mortgage loans in North Carolina
- Response time
- Quick, Reliable Communication
Distilled from this business's own website.
Contact & Location
- Address
- 4 Vermont Ave #3, Asheville, NC 28806
- Phone
- +18285710219
- Website
- http://www.lucidlending.com/
- ozzie@lucidlending.com
Services
- Mortgage brokerage
- Home purchase financing
- Mortgage refinancing
- Renovation financing
- Mortgage qualification
- Mortgage calculators