Mike Ratliff - Mortgage Advisor
Mortgage Broker
Why pick this one
Mike Ratliff offers access to 250+ lenders and DSCR, construction, fix-and-flip, VA, FHA, and refinancing options.
Best for
- first-time buyers seeking low-down-payment programs
- property investors qualifying through rental income
- ground-up investment property construction
- fix-and-flip investors needing short-term financing
- fix-and-hold investors seeking renovation and rental financing
- self-employed borrowers using profit-and-loss statements
- veterans seeking VA financing
- buyers seeking FHA or USDA financing
- homeowners exploring refinancing or a HELOC
Specialties
- first-time homebuyer mortgages
- DSCR investor loans
- ground-up construction financing
- fix-and-flip financing
- fix-and-hold financing
- refinancing
- HELOCs
- P&L-based self-employed mortgages
- conventional mortgages
- jumbo mortgages
- VA loans
- USDA loans
- FHA loans
Certifications
- NMLS #1711036
- NEXA Lending
What makes them different
- Access to more than 250 lenders through NEXA Lending
- Completes the full loan application upfront before issuing a pre-approval
- Offers DSCR qualification based on property cash flow rather than personal income
- Provides financing for ground-up construction, fix-and-flip, and fix-and-hold investments
- More than 20 years of experience in sales, sales management, marketing, and customer service
- Response time
- Faster approvals
Distilled from this business's own website.
Contact & Location
- Phone
- +17439003011
- Website
- http://www.mortgageloanmike.com/
- user@domain.com
Services
- home purchase financing
- investment property financing
- mortgage refinancing
- construction financing
- home equity lines of credit
- mortgage pre-approval
- loan application and underwriting guidance