Navy Federal Credit Union
Credit Union
Why pick this one
Navy Federal offers auto loans with no application fee and often instant decisions, plus savings, mortgages, and membership for military communities.
Best for
- Active-duty servicemembers, veterans, Department of Defense employees, and eligible family members
- Auto-loan applicants seeking no application fees and potentially instant decisions
- Savers seeking certificates with a $50 minimum deposit
- Members seeking military-focused checking, savings, lending, and credit card services
- Individuals comparing Traditional, Roth, or SEP retirement savings options
Look elsewhere if
- Applicants who do not meet Navy Federal's military, Department of Defense, or family-member eligibility requirements
Specialties
- auto loans
- travel rewards credit cards
- mortgage preapproval
- home equity loans
- certificate accounts
- retirement IRAs
Certifications
- National Credit Union Administration (NCUA) insurance
What makes them different
- Membership is available to active-duty servicemembers in all military branches, veterans, Department of Defense personnel, and certain family members
- 24/7 access to stateside member representatives
- Auto-loan applications have no fee and most decisions are instant
- Member shares are insured by the National Credit Union Administration
- Special EasyStart Certificates require as little as $50 to open
- Response time
- Most auto-loan decisions are instant
Distilled from this business's own website.
Contact & Location
- Address
- 121 US Highway 70 West, Havelock, NC 28532
- Phone
- +18888426328
- Website
- https://www.navyfederal.org/
Services
- checking accounts
- savings accounts
- credit cards
- auto loans
- personal loans
- mortgages
- home equity financing
- business banking
- investment options
- retirement savings