On Q Home Loans - Michelle Cobb
Why pick this one
On Q Home Loans - Michelle Cobb offers FHA, VA, USDA, bank-statement, jumbo, physician, and foreign-national loans in Kings Mountain.
Best for
- First-time buyers seeking down payment assistance
- Veterans seeking VA financing
- Self-employed borrowers using bank statement income
- Physicians seeking loans with as little as 5% down
- Foreign nationals seeking financing without a Social Security number or FICO score
- Borrowers seeking same-day mortgage approval
Specialties
- FHA loans
- VA loans
- USDA loans
- bank statement loans
- jumbo loans
- physician loans
- foreign national loans
- down payment assistance
- rate lock programs
- same-day loan approval
Certifications
- NMLS #107590
What makes them different
- Michelle Cobb has advocated for homebuyers since 2004
- Offers VA, FHA, and USDA loans with 0-10% down payment requirements
- Bank Statement Loan program does not require tax returns, W2s, or pay stubs
- Foreign National loans are available without a Social Security number, green card, visa, or FICO score
- Rate lock options are available for 60, 75, or 90 days without a signed contract
- Response time
- Same-Day program facilitates loan approval in one day; HELOC funds may be available in as few as 5 days.
- Serves
- Kings Mountain
Distilled from this business's own website.
Contact & Location
- Address
- 129 S Battleground Ave, Kings Mountain, NC 28086
- Phone
- 7042141740
- Website
- https://onqhomeloans.com/michelle-cobb
- do-not-reply@rate.com
Services
- home purchase mortgages
- mortgage refinancing
- HELOC referrals
- personal loan referrals
- mortgage preapproval
- mortgage payment estimates