OneMain Financial
Check Cashing Payday Loans
Why pick this one
OneMain Financial offers $1,500–$35,000 personal loans through online, phone, and branch applications, with funds potentially available one hour after closing.
Best for
- Debt consolidation
- Urgent bills and unexpected expenses
- Auto purchases, repairs, or refinancing
- Borrowers seeking secured or unsecured personal loan options
- Applicants wanting prequalification without a credit score impact
Look elsewhere if
- The need is check cashing or a payday loan rather than a personal loan
- The requested amount is below $1,500
- The borrower needs a guaranteed approval or guaranteed rate
Specialties
- debt consolidation loans
- emergency personal loans
- auto purchase loans
- auto refinance loans
- secured and unsecured personal loans
What makes them different
- Personal loan amounts from $1,500 to $35,000
- Fixed rates ranging from 11.99% to 35.99% APR
- Loan terms from 24 to 60 months
- Applications available online, by phone, or at more than 1,300 branches
- Prequalification does not impact the applicant's credit score
- Response time
- Money can be available as fast as 1 hour after loan closing
- Years in business
- 100
- Serves
- Wilmington
Distilled from this business's own website.
Contact & Location
- Address
- 5120 S College Rd Ste 121, Wilmington, NC 28412
- Phone
- 9103923070
- Website
- https://www.onemainfinancial.com/branches/NC/Wi...
- REModifications@onemainfinancial.com
Services
- personal loans
- debt consolidation
- auto loans
- medical loans
- home improvement loans
- credit cards