Russell Smith and The Dream Team
Mortgage Broker
Why pick this one
ALCOVA Mortgage - Russell Smith brings 32 years of mortgage lending experience and is licensed in North Carolina, South Carolina, and Virginia.
Best for
- investment-property purchases using DSCR financing
- self-employed or independent-contractor borrowers using bank statement loans
- veterans seeking VA loans
- rural-property buyers seeking USDA loans
- borrowers planning ground-up construction or fix-and-flip projects
- borrowers seeking reverse mortgages
Specialties
- DSCR investment-property loans
- bank statement loans for independent contractors
- reverse mortgages
- jumbo loans
- ground-up construction financing
- fix-and-flip financing
Certifications
- NMLS ID# 78989
- Licensed in North Carolina
- Licensed in South Carolina
- Licensed in Virginia
What makes them different
- Russell Smith reports 32 years of mortgage lending experience
- 2025 Top Producer and Top Branch awards
- 2025 Top Producer DSCR in Volume award
- Offers a Can Do Pre-Approval program
- Saturday and Sunday business hours are listed as 24 hours
- Years in business
- 32
- Serves
- Whiteville
Distilled from this business's own website.
Contact & Location
- Address
- 301 Liberty St Ste 100, Whiteville, NC 28472
- Phone
- +19103526344
- Website
- https://alcova.com/loan-officer/rsmith/
- rsmith@alcova.com
Services
- home purchase loans
- refinance loans
- cash-out refinancing
- conventional loans
- FHA loans
- USDA loans
- VA loans
- investment-property financing