Sierra Pacific Mortgage

Mortgage Lender

Why pick this one

Sierra Pacific Mortgage offers Union Home Mortgage’s 1% down program for qualifying first-time buyers purchasing primary residences.

Best for

  • Qualifying first-time buyers seeking a low-down-payment primary residence purchase
  • Borrowers comparing conventional, FHA, VA, and USDA mortgage options
  • Homeowners seeking refinancing or a HELOC

Specialties

  • Conventional home loans
  • FHA loans
  • VA loans
  • USDA loans
  • Refinancing
  • Home equity lines of credit
  • 1% down payment program

What makes them different

  • Offers a 1% down payment program in which Union Home Mortgage contributes up to 2%, capped at $2,000, for qualifying buyers
  • The 1% down program is available to qualifying first-time buyers purchasing a primary residence with income at or below 80% of area median income
  • Offers conventional, FHA, VA, and USDA mortgage options
  • Provides refinancing and home equity lending, including a HELOC
  • Markets its HELOC around the average homeowner having more than $200,000 in usable equity

Distilled from this business's own website.

Contact & Location

Address
1213 Culbreth Dr Ste 143, Wilmington, NC 28405-3639
Phone
+18882052187
Website
https://www.sierrapacificmortgage.com

Services

  • Home purchase mortgages
  • Mortgage refinancing
  • Home equity lending
  • Home equity lines of credit

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