SMC Home Finance
Mortgage Lender
Why pick this one
SMC Home Finance specializes in construction financing that may avoid a 20% cash down payment through conventional, FHA, VA, and USDA programs.
Best for
- Borrowers seeking construction financing without a 20% cash down payment
- Borrowers considering conventional, FHA, VA, or USDA construction loan programs
- Home purchases or refinances in North Carolina, South Carolina, or Tennessee
- Borrowers seeking a lender with mortgage and construction financing experience
Look elsewhere if
- Borrowers seeking mortgage lending outside North Carolina, South Carolina, or Tennessee
Specialties
- construction loans
- construction-to-permanent financing
- purchase loans
- refinance loans
Certifications
- Licensed construction lender in North Carolina, South Carolina, and Tennessee
- Mortgage broker in North Carolina
- Supervised and regulated by the North Carolina Commissioner of Banks
- NMLS 52354
What makes them different
- Construction financing may allow borrowers to build without a 20% cash down payment
- Construction loans are available through conventional, FHA, VA, and USDA programs
- Leadership team has more than 70 years of combined lending and finance experience
- Corporate office houses origination, accounting, processing, and servicing operations
- Purchase and refinance transactions are placed with several large financial institutions
- Years in business
- 30
Distilled from this business's own website.
Contact & Location
- Address
- 717 Rosanne Dr, Kinston, NC 28504
- Phone
- 2525235800
- Website
- http://smchf.com/
- team@latofonts.com
Services
- mortgage lending
- construction financing
- home purchase financing
- mortgage refinancing