SOUTHERN TRUST MORTGAGE
Mortgage Lender
Why pick this one
SOUTHERN TRUST MORTGAGE offers VA, FHA, USDA, jumbo, and niche programs through a Wilmington branch serving North Carolina borrowers.
Best for
- veterans seeking no-down-payment VA financing
- first-time buyers needing FHA financing or down-payment assistance
- eligible rural-area buyers seeking USDA zero-down financing
- buyers purchasing high-value properties requiring jumbo financing
- homeowners refinancing to lower payments, shorten the loan term, or consolidate debt
- borrowers with nontraditional income or credit profiles
- buyers seeking pre-approval through the Priority Approval program
Specialties
- conventional mortgages
- FHA loans
- VA loans
- USDA loans
- high-balance and jumbo loans
- reverse mortgages
- niche and non-QM loans
- bank statement and asset-based qualification
- investor property financing
- mortgage buydowns
What makes them different
- Over 65,000 loans closed
- Priority Approval program for quicker mortgage decisions
- Wilmington branch has six loan officers and one loan officer team
- Mortgage programs include conventional, FHA, VA, USDA, jumbo, reverse, niche, and non-QM options
- Simple online application designed to reduce paperwork time
- Response time
- Priority Approval for quick decisions, stronger offers, and faster closings
- Years in business
- 27
- Serves
- Annapolis, Bel Air, Charleston, Fayetteville, Hilton Head Island, Midlothian, Newport News, Pawleys Island, Southern Shores, Towson, Virginia Beach, Wilmington
Distilled from this business's own website.
Contact & Location
- Address
- 1613 Military Cutoff Rd, Wilmington, NC 28403
- Phone
- 9102182640
- Website
- https://www.southerntrust.com/wilmington/
- contactus@southerntrust.com
Services
- home purchase financing
- mortgage refinancing
- pre-approval
- renovation loans
- reverse mortgages
- online mortgage applications