Tom Laakmann Mortgage Banker
Mortgage Broker
Why pick this one
Tom Laakmann Mortgage Banker offers North Carolina HELOCs with soft-credit approval and funding in as little as 5 days.
Best for
- North Carolina homeowners seeking a HELOC without refinancing a low-rate first mortgage
- Borrowers needing HELOC funding for renovations or debt consolidation
- Real estate investors qualifying through rental income instead of tax returns
- Investors seeking 30-year fixed DSCR loans closed in an LLC
- Foreign nationals buying U.S. rental property
- Self-employed borrowers needing bank-statement or alternative-document financing
- Veterans and active-duty military borrowers seeking VA financing in North Carolina
Look elsewhere if
- HELOC applicants needing more than $750,000
- Borrowers seeking mortgage services outside North Carolina
Specialties
- HELOCs with soft credit pulls and AVM valuation
- DSCR investor loans without tax returns
- LLC-friendly rental property financing
- Foreign-national mortgages
- Self-employed, 1099, and bank-statement loans
- VA loans
- Construction and renovation financing
What makes them different
- Serves all 100 North Carolina counties
- HELOCs use a soft credit pull, automated valuation, and no in-person appraisal
- HELOCs can fund in as little as 5 days with loan amounts from $25,000 to $750,000
- DSCR loans qualify on rental income without W-2s, tax returns, or DTI calculations
- Tom Laakmann works directly with clients without a call center or rotating loan officer
- Response time
- HELOC approval in as little as 5 minutes and funding in as little as 5 days
- Serves
- Wilmington, Charlotte, Raleigh, Durham, Greensboro, Winston-Salem, Asheville, Cary, Fayetteville, Chapel Hill, High Point, Concord, Greenville, Jacksonville, Hickory
Distilled from this business's own website.
Contact & Location
- Address
- 2030 Eastwood Rd #12, Wilmington, NC 28403
- Phone
- +19105206402
- Website
- https://www.homeloannc.com/
- thomas28403@gmail.com
Services
- Mortgage brokerage
- Home purchase loans
- Refinance loans
- HELOCs
- DSCR investor loans
- Conventional mortgages
- FHA mortgages
- VA mortgages
- USDA mortgages
- Jumbo mortgages
- Non-QM mortgages
- Construction and renovation financing