Union Home Mortgage
Mortgage Lender
Why pick this one
Union Home Mortgage offers FHA, VA, USDA, conventional, refinance, and HELOC options through its Wilmington, North Carolina branch.
Best for
- Qualifying first-time homebuyers seeking a low-down-payment purchase option
- Veterans and active-duty service members seeking VA financing
- Rural homebuyers seeking USDA financing
- Borrowers with less-than-perfect credit considering FHA financing
- Homeowners seeking cash-out refinancing or a HELOC
Specialties
- 1% down payment program for qualifying first-time homebuyers
- Conventional fixed-rate mortgages
- Conventional adjustable-rate mortgages
- FHA loans
- VA loans
- USDA loans
- Cash-out refinancing
- Home equity lines of credit
Certifications
- Branch NMLS 1326294
- Georgia license 51126
- North Carolina license L-143157-105
- South Carolina license MLB-1326294
- Tennessee license 109145-114
- Virginia license MC-5591
What makes them different
- Qualifying first-time homebuyers may put as little as 1% down, with Union Home Mortgage contributing up to 2% or $2,000 under program terms
- Mortgage options include conventional, FHA, VA, USDA, refinance, and HELOC products
- The company states it has operated for half a century and guided hundreds of thousands of aspiring homebuyers
- The Wilmington branch lists four loan officers with direct phone and email contacts
- The Wilmington branch is licensed in Georgia, North Carolina, South Carolina, Tennessee, and Virginia
- Years in business
- 50
- Serves
- Wilmington
Distilled from this business's own website.
Contact & Location
- Address
- 1209 Culbreth Dr. | Ste 201, Wilmington, NC 28405
- Phone
- 9103756327
- Website
- https://www.uhm.com/branches/wilmington
- bwright@uhm.com
Services
- Home purchase mortgages
- Mortgage refinancing
- Home equity financing
- Mortgage prequalification