United Federal Credit Union
Credit Union
Why pick this one
United Federal Credit Union offers free checking with no monthly maintenance fee or minimum balance and nearly 40 branches across seven states.
Best for
- Customers seeking checking without monthly maintenance fees or minimum balance requirements
- Members needing branch, shared-branch, or participating ATM access across multiple states
- Customers comparing checking accounts with dividend, loan-discount, and rate-bump features
- Homebuyers or homeowners seeking mortgages, refinancing, or a home equity line of credit
- Customers who prefer scheduled in-person or phone appointments
Look elsewhere if
- Customers needing a United branch outside the listed locations without access to CO-OP shared branches
- Customers seeking financial services other than banking, lending, mortgages, or credit cards
Specialties
- free checking accounts
- high-interest checking accounts
- money market accounts
- share certificates
- IRA-eligible share certificates
- auto loans
- home equity lines of credit
- mortgages and refinancing
- U Rewards Visa credit cards
- digital banking with mobile check deposit and Zelle
Certifications
- CO-OP shared-branch and ATM network
- Alliance One ATM network
What makes them different
- Nearly 40 branch locations across seven states
- CO-OP partnership provides access to shared branches and participating ATMs nationwide
- Free Checking has no monthly maintenance fee or minimum balance requirement
- Appointments are available in person at branches or by phone
- Member Service Center representatives are available Monday through Friday from 8:00 am to 9:00 pm ET and Saturday from 8:00 am to 4:00 pm ET
- Serves
- Fort Smith, Rogers, Springdale, Van Buren, Mishawaka, South Bend, Granger, Battle Creek, Benton Harbor, Berrien Springs, Bridgman, Buchanan, Coloma, Grand Rapids, Holland, Niles, St. Joseph, Stevensville, Carson City, Fernley, Minden, Reno, Sparks, Asheville, Fletcher, Hendersonville, Statesville, Marion, Allentown
Distilled from this business's own website.
Contact & Location
- Address
- 4006 Hendersonville Rd, Fletcher, NC 28732-8240
- Phone
- +18286844778
- Website
- http://www.unitedfcu.com
Services
- checking accounts
- savings and money market accounts
- share certificates and IRAs
- consumer lending
- mortgage lending
- credit cards
- digital banking
- branch and ATM access
- phone and in-person appointments