Credit And Debt Counseling in Guilford, North Carolina

11 found · ← All categories in Guilford

Updated October 31, 2026

Consumer Credit Counseling Services

Credit And Debt Counseling

Greensboro, NC

Consumer Credit Counseling Services offers budget counseling, credit guidance, debt management, and foreclosure prevention assistance in Greensboro and High Point.

  • personalized budget counseling
  • credit guidance
  • debt management

Crowned Credit

Credit And Debt Counseling

Greensboro, NC

Crowned Credit provides personalized credit dispute plans nationwide from Greensboro, with published $99–$199 monthly options and deletion guarantees.

  • People disputing collections, late payments, repossessions, or inaccurate negative accounts
  • Clients needing bankruptcy reporting audits or hard inquiry disputes
  • People seeking nationwide credit repair with a free consultation

Initial results in 30–60 days

Jackie J Consulting

Credit And Debt Counseling

Whitsett, NC

Jackie J Consulting focuses on FDCPA, FCRA, and TCPA violations, with free violation reviews and fee-shifting consumer law services.

  • Consumers facing repeated debt collector calls, texts, emails, or letters
  • Consumers disputing inaccurate credit-report information
  • Consumers receiving unwanted telemarketing calls or text messages

Valiant Credit Repair Services

Credit And Debt Counseling

Greensboro, NC

Valiant Credit Services reviews all three bureau reports, submits FCRA-based disputes, and provides assigned-consultant counseling nationwide.

  • Consumers disputing inaccurate late payments, collections, charge-offs, or other negative credit-report items
  • People needing guidance across Equifax, Experian, and TransUnion reports
  • Consumers seeking month-to-month credit repair without a long-term payment contract

First round of results within 45 days of the start date

WealthandCapital Consulting

Credit And Debt Counseling

Charlotte, NC

Wealth & Capital Consulting provides credit repair and lender-readiness planning across nine North Carolina markets, including homebuyer, auto-loan, and business funding support.

  • repairing credit before applying for a mortgage
  • preparing credit for an auto loan
  • business credit development and funding readiness

Other categories in Guilford

Credit And Debt Counseling in nearby counties

FAQ

What does credit and debt counseling usually cover?

Debt counseling may include budgeting, credit guidance, debt-management planning, and housing-related help such as homebuyer education or foreclosure prevention. Credit-repair companies instead focus mainly on disputing inaccurate negative items on credit reports.

How much do credit repair services cost in Guilford County?

Published candidate pricing includes $99–$199 per month plus first-work fees at Crowned Credit, $179 enrollment plus $79 per month at Valiant Credit Repair Services, and $699–$1,499 package pricing at WealthandCapital Consulting. Confirm the contract, cancellation terms, and any guarantees before enrolling.

Do I need an appointment for debt counseling?

Consumer Credit Counseling Services lists Financial Stability consultations as appointment-only. Its stated consultation hours are Monday through Thursday from 8:00 a.m. to 5:00 p.m. and Friday from 8:00 a.m. to 1:30 p.m.

How long does credit repair take?

Timelines vary by the accuracy and complexity of the credit-report issues. Crowned Credit claims initial results in 30–60 days, while Valiant lists first-round results within 45 days; neither timeline guarantees a score increase.

Should I choose debt counseling or credit repair?

Choose debt counseling for budgeting, debt-management, or foreclosure-prevention help. Choose credit repair when the main issue is potentially inaccurate collections, late payments, charge-offs, or other negative credit-report entries.