State Employees’ Credit Union offers mortgage, home, auto, checking, savings, and credit-card services with 24/7 member support and 24-hour deposit-taking ATMs.
North Carolina state employees and their families seeking credit-union services
Truliant Federal Credit Union operates a downtown Winston-Salem branch and offers checking, savings, auto, mortgage, personal loan and credit card products.
Emergency Responders Credit Union serves emergency responders and their families across North Carolina with mobile banking, shared branching, and specialized savings products.
North Carolina firefighters, law enforcement officers, EMS workers, and their families
Emergency responders needing checking with mobile deposit and nationwide shared branching
Members seeking money market accounts or certificates of deposit
Allegacy Federal Credit Union serves North Carolina with banking, lending, insurance, and wealth management, including a 15/15 adjustable-rate mortgage.
North Carolina residents seeking combined banking, lending, insurance, and wealth management services
Homeowners seeking a mortgage with a fixed rate for 15 years before one adjustment
Allegacy Federal Credit Union's Stafford Village location has three on-site small business specialists and serves Winston-Salem-area members with banking and lending guidance.
Winston-Salem-area members seeking everyday banking
Small business owners needing local financial guidance
Members comparing personal, vehicle, home, or commercial lending
Allegacy Federal Credit Union serves North Carolina with banking, lending, insurance, and wealth management, including a 15/15 adjustable-rate mortgage.
North Carolina residents seeking combined banking, lending, insurance, and wealth management services
Homeowners seeking a mortgage with a fixed rate for 15 years before one adjustment
Allegacy Federal Credit Union offers Kernersville members on-site financial coaches, two small business specialists, and a 24/7 ATM at a location opened in 2004.
Kernersville members seeking everyday banking support
Navy Federal Credit Union combines military-focused membership eligibility with instant auto-loan decisions, 24/7 stateside representatives, and savings products including certificates.
Active-duty servicemembers, veterans, retirees, DoD personnel, and eligible family members
Borrowers seeking an auto loan with no application fee and potentially instant decisions
Travelers seeking a credit card earning 4X points on travel
Piedmont Advantage Credit Union offers a $5-minimum Business Share Savings Account plus interest-bearing business checking and free online and mobile banking.
business owners seeking checking and savings accounts
families opening youth savings or student checking accounts
Piedmont Advantage Credit Union offers a $5-minimum Business Share Savings Account plus interest-bearing business checking and free online and mobile banking.
business owners seeking checking and savings accounts
families opening youth savings or student checking accounts
Eligibility varies by institution. SECU serves North Carolina state employees and their families, while Emergency Responders Credit Union serves firefighters, law enforcement officers, EMS workers, and their families.
Which local credit unions offer early paycheck access?
SECU advertises direct-deposit access up to a day early, while Truliant advertises Early Pay access up to two days early.
What is the minimum opening deposit at Emergency Responders Credit Union?
Its savings account has a $25 minimum opening deposit. That savings account establishes the member's ownership share in the credit union.
Which Forsyth-area credit unions offer construction or land loans?
Truliant lists both construction loans and land loans, in addition to mortgages and home equity financing.