State Employees' Credit Union

Credit Union

Winston-Salem, NC

State Employees’ Credit Union offers mortgage, home, auto, checking, savings, and credit-card services with 24/7 member support and 24-hour deposit-taking ATMs.

  • North Carolina state employees and their families seeking credit-union services
  • Mortgage, home-loan, or auto-loan needs
  • Checking, savings, or credit-card services

Allegacy Federal Credit Union

Credit Union

Winston-Salem, NC

Allegacy Federal Credit Union offers personal, small-business, commercial, and wealth-management services across North Carolina.

  • North Carolina customers seeking combined banking, lending, insurance, and wealth-management services
  • Homeowners considering a 15/15 adjustable-rate mortgage
  • Homeowners seeking a home equity line of credit

Truliant Federal Credit Union

Credit Union

Winston-Salem, NC

Truliant Federal Credit Union operates a downtown Winston-Salem branch and offers checking, savings, auto, mortgage, personal loan and credit card products.

  • Checking and savings accounts
  • Early paycheck access
  • Auto loans and refinancing

Allegacy Federal Credit Union

Credit Union

Clemmons, NC

Allegacy Federal Credit Union’s Clemmons location opened in 2003 and offers three drive-up ITMs plus an on-site small business specialist.

  • Clemmons-area everyday banking
  • small business owners seeking on-site guidance
  • customers needing drive-up teller transactions

Emergency Responders Credit Union

Credit Union

Winston-Salem, NC

Emergency Responders Credit Union serves emergency responders and their families across North Carolina with mobile banking, shared branching, and specialized savings products.

  • North Carolina firefighters, law enforcement officers, EMS workers, and their families
  • Emergency responders needing checking with mobile deposit and nationwide shared branching
  • Members seeking money market accounts or certificates of deposit

State Employees' Credit Union

Credit Union

Kernersville, NC

State Employees' Credit Union provides 24/7 Member Services, 24-hour deposit-accepting ATMs, and mortgage, home, and auto loans in North Carolina.

  • North Carolina state employees and their families seeking credit union services
  • Mortgage, home loan, or auto loan needs
  • Members needing checking, savings, or credit card accounts

up to a day early with direct deposit

Allegacy Federal Credit Union

Credit Union

Winston Salem, NC

Allegacy Federal Credit Union serves North Carolina with banking, lending, insurance, and wealth management, including a 15/15 adjustable-rate mortgage.

  • North Carolina residents seeking combined banking, lending, insurance, and wealth management services
  • Homeowners seeking a mortgage with a fixed rate for 15 years before one adjustment
  • Homeowners seeking a home equity line of credit

Allegacy Federal Credit Union

Credit Union

Winston-Salem, NC

Allegacy Federal Credit Union's Stafford Village location has three on-site small business specialists and serves Winston-Salem-area members with banking and lending guidance.

  • Winston-Salem-area members seeking everyday banking
  • Small business owners needing local financial guidance
  • Members comparing personal, vehicle, home, or commercial lending

Allegacy Federal Credit Union

Credit Union

Winston-Salem, NC

Allegacy Federal Credit Union offers North Carolina banking, lending, insurance, and wealth management, including a 15/15 adjustable-rate mortgage.

  • North Carolina residents seeking combined banking, borrowing, insurance, and wealth management
  • Homeowners interested in a 15/15 adjustable-rate mortgage
  • Homeowners seeking a home equity line of credit

State Employees Credit Union

Credit Union

Winston-Salem, NC

State Employees’ Credit Union is a member-owned cooperative offering mortgage, home, and auto loans through more than 260 North Carolina branches.

  • North Carolina state employees and their families seeking credit union services
  • mortgage or home loan applicants
  • auto loan applicants

up to a day early with direct deposit

State Employees' Credit Union

Credit Union

Winston-Salem, NC

State Employees' Credit Union provides mortgage, auto, checking, savings, and credit card services through 260-plus branches and nearly 1,100 ATMs.

  • North Carolina state employees and their families seeking consumer financial services
  • Mortgage or home loan needs
  • Auto loan needs

Direct deposit funds may be available up to a day early

Summit Credit Union

Credit Union

Winston-Salem, NC

Summit Credit Union provides mortgages, home equity loans, auto financing, and Digital Banking through eight North Carolina branches.

  • North Carolina home purchases or refinancing
  • Home equity loans and lines of credit for North Carolina properties
  • Auto, motorcycle, boat, or RV financing

Winston-Salem Federal Credit Union

Credit Union

Winston-Salem, NC

Winston-Salem Federal Credit Union offers $5 Membership Share accounts and access to over 5,000 CO-OP Shared Branch locations.

  • Opening a low-minimum credit union membership savings account
  • Holiday savings through a no-minimum-deposit Christmas Club account
  • Members needing access through CO-OP Shared Branch locations

Allegacy Federal Credit Union

Credit Union

Winston Salem, NC

Allegacy Federal Credit Union serves North Carolina with banking, lending, insurance, and wealth management, including a 15/15 adjustable-rate mortgage.

  • North Carolina residents seeking combined banking, lending, insurance, and wealth management services
  • Homeowners seeking a mortgage with a fixed rate for 15 years before one adjustment
  • Homeowners seeking a home equity line of credit

Allegacy Federal Credit Union

Credit Union

Kernersville, NC

Allegacy Federal Credit Union offers Kernersville members on-site financial coaches, two small business specialists, and a 24/7 ATM at a location opened in 2004.

  • Kernersville members seeking everyday banking support
  • Small business owners needing on-site specialists
  • Members seeking one-on-one financial coaching

Allegacy Federal Credit Union

Credit Union

Winston Salem, NC

Navy Federal Credit Union combines military-focused membership eligibility with instant auto-loan decisions, 24/7 stateside representatives, and savings products including certificates.

  • Active-duty servicemembers, veterans, retirees, DoD personnel, and eligible family members
  • Borrowers seeking an auto loan with no application fee and potentially instant decisions
  • Travelers seeking a credit card earning 4X points on travel

Most auto-loan decisions are instant

Members Credit Union

Credit Union

Winston-Salem, NC

Members Credit Union offers vehicle financing in Winston-Salem with online applications and quick approval.

  • New or used vehicle financing in Winston-Salem
  • Refinancing an existing automobile loan
  • Home improvement projects

Quick approval

Piedmont Advantage Credit Union

Credit Union

Winston-Salem, NC

Piedmont Advantage Credit Union offers a $5-minimum Business Share Savings Account plus interest-bearing business checking and free online and mobile banking.

  • business owners seeking checking and savings accounts
  • families opening youth savings or student checking accounts
  • members comparing auto loans or home equity loans

Piedmont Advantage Credit Union

Credit Union

Winston-Salem, NC

Piedmont Advantage Credit Union offers a $5-minimum Business Share Savings Account plus interest-bearing business checking and free online and mobile banking.

  • business owners seeking checking and savings accounts
  • families opening youth savings or student checking accounts
  • members comparing auto loans or home equity loans

State Employees Credit Union

Credit Union

Kernersville, NC

State Employees Credit Union offers checking, savings, credit cards, mortgage, home, and auto loans, plus 24/7 phone member services.

  • North Carolina state employees and their families seeking consumer financial services
  • Mortgage, home, or auto loan needs
  • Members needing checking, savings, or credit card services

Direct deposit may arrive up to a day early

State Employees Credit Union

Credit Union

Kernersville, NC

State Employees Credit Union provides member-owned banking, 24/7 deposit-taking ATMs, and more than 260 branches statewide.

  • North Carolina state employees and their families seeking consumer financial services
  • Members needing mortgage, home, or auto loans
  • Members needing checking, savings, or credit card accounts

Credit Union in nearby counties

FAQ

Who can join a credit union in Forsyth County?

Eligibility varies by institution. SECU serves North Carolina state employees and their families, while Emergency Responders Credit Union serves firefighters, law enforcement officers, EMS workers, and their families.

Which local credit unions offer early paycheck access?

SECU advertises direct-deposit access up to a day early, while Truliant advertises Early Pay access up to two days early.

What is the minimum opening deposit at Emergency Responders Credit Union?

Its savings account has a $25 minimum opening deposit. That savings account establishes the member's ownership share in the credit union.

Which Forsyth-area credit unions offer construction or land loans?

Truliant lists both construction loans and land loans, in addition to mortgages and home equity financing.