SECU serves North Carolina state employees and their families. GUCO membership is limited to employees or retirees of specified Greenville-area public organizations and their immediate family members.
What should I compare before choosing a credit union loan?
Compare the loan APR, term, monthly payment, fees, required membership deposit, and any collateral or insurance requirements. SECU publishes rates and fees, while GUCO offers vehicle, recreational-vehicle, mobile-home, and personal loans to eligible members.
How quickly can a credit union approve a loan?
GUCO says loan decisions are usually made the same day an application is submitted. Timing for SECU mortgages, auto loans, and other loans depends on the product and application.
Can I make a deposit outside branch hours?
SECU branch ATMs provide service 24 hours a day, seven days a week, and accept deposits. SECU also offers online check deposits and 24/7 phone member service.
How much money is needed to open a GUCO membership account?
GUCO lists a $5 minimum share deposit to open membership. Applicants must also meet its Greenville-area field-of-membership requirements or qualify through an immediate family member.