Credit Union in Yadkin, North Carolina

2 found · ← All categories in Yadkin

Updated October 31, 2026

Allegacy Federal Credit Union

Credit Union

Yadkinville, NC

Allegacy Federal Credit Union offers SmartRate Checking with up to 3.00% APY and a 15/15 mortgage designed for 15 years of payment predictability.

  • North Carolina residents seeking checking and savings accounts
  • Homebuyers seeking a mortgage with a 15-year initial rate period
  • Homeowners seeking a home equity line of credit

State Employees Credit Union

Credit Union

Yadkinville, NC

State Employees Credit Union provides Yadkinville banking, lending, mobile check deposits, and 24/7 Member Services through a not-for-profit cooperative operating for over 80 years.

  • Yadkinville checking and savings accounts
  • Mortgage, home, or auto loans
  • 24-hour ATM deposits

Other categories in Yadkin

Credit Union in nearby counties

FAQ

Which Yadkin credit union offers mobile check deposits?

State Employees Credit Union offers mobile check deposit through its banking app. It also provides 24-hour ATM service with deposit acceptance.

What checking account rate does Allegacy advertise?

Allegacy’s SmartRate Checking advertises up to 3.00% APY when three monthly activities are completed. Confirm current requirements and rates before opening an account.

Which credit union offers a mortgage with a 15-year initial rate period?

Allegacy offers a 15/15 adjustable-rate mortgage that keeps the initial rate for 15 years before one adjustment.

Can I get after-hours help with my credit union account?

State Employees Credit Union lists 24/7 Member Services by phone. Its ATMs are also available 24 hours a day, seven days a week, with deposit acceptance.