General Insurance Services is family-owned, independent, founded in 1975, and offers personal and business coverage across five Western North Carolina locations.
Personal insurance shoppers seeking homeowners, auto, life, health, or recreational vehicle coverage
Businesses needing general liability, commercial property, workers’ compensation, or commercial auto insurance
Construction projects needing builders risk insurance
How much does home or renters insurance cost in Buncombe County?
The price depends on factors such as the property, coverage limits, deductible, claims history, and location. Allstate advertises average savings of 20% when bundling auto and home insurance, but actual savings require a quote.
What coverage should I compare when shopping for homeowners insurance?
Compare dwelling, personal-property, liability, additional-living-expense, deductible, and exclusion details—not just the premium. Ask whether valuable items, water damage, wind, and flood losses have separate limits or exclusions.
Is flood insurance included in standard homeowners insurance?
Flood insurance is commonly separate from standard homeowners coverage. Allstate lists flood insurance as an available specialty, so homeowners should ask whether a separate policy is needed for their property.
Can landlords and condo owners get different coverage from homeowners insurance?
Yes. The listings include landlord insurance and condo insurance as separate products. Condo owners should also check what the association's master policy covers versus what their individual policy must cover.
Can one agency quote both personal and business insurance?
General Insurance Services lists both personal coverage and business products, including commercial property, general liability, workers' compensation, and commercial auto insurance.