Installment Loans in Cumberland, North Carolina

19 found · ← All categories in Cumberland

Updated October 31, 2026

Regional Finance

Installment Loans

Fayetteville, NC

Regional Finance offers personal, debt-consolidation, auto-secured, home-upgrade, and unexpected-expense loans from its Fayetteville, North Carolina branch.

  • debt consolidation
  • auto repairs
  • home upgrades

Ed Petrus

Installment Loans

Fayetteville, NC

Ed Petrus specializes in VA, FHA, and first-time homebuyer programs and holds NMLS license 106418.

  • VA-eligible homebuyers
  • FHA borrowers with lower credit scores or smaller down payments
  • First-time homebuyers seeking state or local assistance programs

Quicker approvals

OneMain Financial

Installment Loans

Fayetteville, NC

OneMain Financial offers Fayetteville personal loans from $1,500 to $35,000, with fixed rates, no prepayment fees, and funds potentially available within an hour after closing.

  • Fayetteville borrowers seeking personal loans from $1,500 to $35,000
  • Debt consolidation with fixed monthly payments
  • Auto purchases, auto refinancing, or auto repairs

Money as fast as 1 hour after loan closing

Time Financing Service

Installment Loans

Fayetteville, NC

Time Financing Service offers North Carolina auto repair loans from $1,500 to $12,000 with advertised same-day approvals.

  • North Carolina vehicle repairs such as brakes, tires, transmissions, or engine work
  • Consolidating $7,500 to $12,000 of credit card, medical, or other high-interest debt
  • Applicants needing an online, phone, or in-person loan application

One-hour loan approval and same-day cash

Veterans United Home Loans

Installment Loans

Fayetteville, NC

Veterans United of Fayetteville guides North Carolina veterans through VA loans with no down payment, no PMI, and faster-than-average closing times.

  • Veterans seeking a VA home loan in Fayetteville
  • Military families pursuing homeownership
  • Borrowers seeking VA financing without a down payment

Faster-than-average closing times

Cape Fear Farm Credit

Installment Loans

Fayetteville, NC

AgCarolina Farm Credit finances rural land, homes, construction, and farm operating needs across 46 North Carolina counties.

  • Buying rural land for farming, recreation, or relaxation
  • Financing a rural home or rural home construction project
  • Farmers needing equipment, livestock, or operating expense financing

fast financing

Dan Opirhory, NMLS #2619871

Installment Loans

Fayetteville, NC

Dan Opirhory is listed under Alcova Mortgage LLC and holds NMLS identifier #2619871.

  • mortgage lending inquiries

Chelsea Perkins, Mortgage Loan Officer

Installment Loans

Fayetteville, NC

Chelsea Perkins specializes in VA home loans in Fayetteville and holds NMLS #1955996.

  • Veterans and military families seeking VA home purchase financing
  • Fayetteville borrowers seeking VA loan qualification guidance
  • Homeowners seeking mortgage refinancing

Faster-than-average closing times

Academy Mortgage Fayetteville, NC

Installment Loans

Fayetteville, NC

Academy Mortgage Fayetteville, NC offers hundreds of home-loan options plus home-equity and refinancing pathways through a company established in 1960.

  • Homebuyers comparing multiple mortgage options
  • Homeowners seeking cash out from home equity
  • Homeowners refinancing an existing mortgage

John Wilke, NMLS #2803985

Installment Loans

Fayetteville, NC

John Wilke offers VA, FHA, USDA, DSCR, and bank statement mortgages while holding licenses in Alabama, Florida, and North Carolina.

  • Veterans, active-duty service members, or military spouses seeking VA financing
  • Rural-property buyers considering USDA financing
  • Borrowers seeking FHA or other low-down-payment options

Other categories in Cumberland

Installment Loans in nearby counties

FAQ

What interest rates and loan terms are available for installment loans in Fayetteville?

OneMain Financial lists fixed APRs from 11.99% to 35.99% and terms from 24 to 60 months. Your actual APR, payment, and approval depend on the lender's underwriting.

How quickly can I receive an installment loan in Cumberland County?

OneMain advertises funds as fast as one hour after closing. Time Financing Service advertises one-hour approval and same-day cash, subject to approval and its lending requirements.

Which installment lender is best for auto repairs?

Time Financing Service advertises auto-repair loans from $1,500 to $12,000. OneMain Financial also lists auto-repair loans and offers secured or unsecured options.

What should I compare before accepting an installment loan?

Compare the APR, total repayment amount, monthly payment, loan term, and fees—not just the advertised payment. OneMain lists no prepayment fees, but other lender fees and terms should be confirmed in the offer.