Installment Loans in Richmond, North Carolina

4 found · ← All categories in Richmond

Updated October 31, 2026

OneMain Financial

Installment Loans

Rockingham, NC

OneMain Financial offers Rockingham borrowers $1,500–$35,000 secured or unsecured loans, with funds potentially available within one hour after closing.

  • debt consolidation
  • unexpected bills and emergency expenses
  • auto purchases

Money as fast as 1 hour after loan closing

National Finance Company

Installment Loans

Rockingham, NC

National Finance Company offers $1,250-$5,000 installment loans through 24 North Carolina branches and has served the state since 1963.

  • Borrowers needing $1,250-$5,000 for auto repairs, home repairs, medical bills, emergencies, or debt consolidation
  • Applicants seeking 12- to 48-month fixed installment payments
  • Applicants wanting online prequalification before completing a full application

Get cash today; approved Christmas-loan applicants often receive same-day funding

Other categories in Richmond

Installment Loans in nearby counties

FAQ

How much can I borrow through these installment lenders?

OneMain Financial lists loans from $1,500 to $35,000. National Finance Company lists loans from $1,250 to $5,000.

What loan terms and fees should I compare?

Compare APR, repayment length, monthly payment, and whether the loan is secured. OneMain lists 24- to 60-month terms and no prepayment fees; National Finance lists 12- to 48-month terms, no prepayment penalties, and no application fee.

How quickly can installment-loan funds be available?

OneMain says funds may be available as fast as one hour after loan closing. National Finance says approved Christmas-loan applicants often receive same-day funding, but timing depends on approval and loan completion.

Are these loans suitable for emergencies or planned expenses?

Both lenders list emergency expenses, medical bills, home repairs, and debt consolidation among their uses. OneMain also lists auto purchases and refinancing, while National Finance focuses on smaller repair, medical, and emergency loans.

Are there North Carolina eligibility or licensing considerations?

National Finance Company says it is licensed and regulated by the North Carolina Office of the Commissioner of Banks under the North Carolina Consumer Finance Act. Its listed exclusions include active-duty military personnel, military spouses, and military dependents.