Bankers Life serves Wilmington with life, Medicare Supplement, long-term care, annuity, and supplemental health insurance, offering in-person or virtual appointments.
James E. Moore Insurance Agency, founded in 1954, is a third-generation independent agency serving Wilmington with personal, commercial, life, and health coverage.
auto insurance
homeowners insurance
commercial insurance
They will work quickly to give customers a personal response to quote requests.
Owens Insurance Agency & Financial Services offers home, auto, life, health, and income protection insurance from locations in Wilmington, Burgaw, and Rose Hill.
Home and auto insurance needs
Life, health, and income protection coverage
Customers seeking an insurance agency with locations in Wilmington, Burgaw, or Rose Hill
The Phelps Agencies provides life, worksite, individual, and supplemental health insurance through locations in Wilmington, Charlotte, Fayetteville, Roanoke, and Greenville.
NC Farm Bureau Insurance provides auto, homeowners, renters, life, health, farm, business, and liability coverage through agents in every North Carolina county.
What affects the price of homeowners insurance in Wilmington?
Premiums vary based on the property's location, construction, replacement cost, deductible, claims history, and selected wind, hail, and flood coverage. Ask whether flood and wind risks are covered separately.
Does homeowners insurance cover flooding in North Carolina?
Standard homeowners policies typically exclude flood damage, so homeowners may need a separate FEMA or private flood policy. Coastal properties should also ask specifically about wind and hail coverage.
How quickly can I get an auto insurance policy?
Some agencies state that car insurance can start the same day, depending on the situation and carrier approval. Have the driver's license, vehicle identification number, address, and prior insurance information ready.
What should I compare besides the insurance premium?
Compare deductibles, liability limits, exclusions, replacement-cost rules, carrier options, and whether flood, wind, boat, or business coverage requires a separate policy.
Who should I call after an urgent accident or property loss?
Call 911 first for immediate safety or medical emergencies, then contact the insurer's claims line as soon as possible. An agency can help with policy questions and claim coordination, but emergency response comes from public safety and medical services.