NC Insurance Advisors

Insurance Agency

Wilmington, NC

NC Insurance Advisors has helped North Carolina clients compare insurance plans and apply eligible subsidies since 1986.

  • North Carolina individuals comparing Affordable Care Act plans
  • Applicants seeking Affordable Care Act subsidies or tax credits
  • Medicare supplement, Medicare Advantage, or Medicare drug plan selection

Thomas Murphy - State Farm Insurance Agent

Insurance Agency

Wilmington, NC

Thomas Murphy offers broad personal and commercial insurance coverage in Wilmington and has operated the agency since 2010.

  • Wilmington residents needing bundled auto and home insurance
  • Renters, condo owners, boat owners, or recreational vehicle owners seeking dedicated coverage
  • Small business owners needing commercial insurance lines

Car insurance coverage can often start the same day, depending on the situation.

Sizemore Insurance - Wilmington

Insurance Agency

Wilmington, NC

Sizemore Insurance - Wilmington compares 100+ carriers for home, auto, business, flood, and other coverage across four states.

  • Homeowners needing coverage for hurricane, wind, hail, or flood risks in the Carolinas
  • Customers seeking bundled home and auto insurance
  • Businesses needing property, liability, workers' compensation, or commercial auto coverage

Bankers Life

Insurance Agency

Wilmington, NC

Bankers Life serves Wilmington with life, Medicare Supplement, long-term care, annuity, and supplemental health insurance, offering in-person or virtual appointments.

  • Wilmington residents seeking Medicare Supplement Insurance
  • retirement income planning through annuities
  • long-term care insurance planning

Cavik Insurance

Insurance Agency

Carolina Beach, NC

Cavik Insurance compares multiple carriers for home, auto, business, pet, watercraft, and flood coverage across four states.

  • Customers wanting insurance options compared across multiple carriers
  • Homeowners seeking FEMA or private flood insurance
  • Households bundling home or rental and auto insurance

Secure online FEMA flood insurance quotes can be started in minutes

Atlantic Coast Insurance Agency

Insurance Agency

Wilmington, NC

Atlantic Coast Insurance Agency offers local service across auto, home, renters, motorcycle, life, and business insurance.

  • Auto insurance quotes
  • Home insurance coverage
  • Renters insurance for belongings and occupants

James E Moore Insurance Agency

Insurance Agency

Wilmington, NC

James E. Moore Insurance Agency, founded in 1954, is a third-generation independent agency serving Wilmington with personal, commercial, life, and health coverage.

  • auto insurance
  • homeowners insurance
  • commercial insurance

They will work quickly to give customers a personal response to quote requests.

Prepared Insurance Agency

Insurance Agency

Wilmington, NC

Prepared Insurance Agency offers home, auto, flood, and life insurance across North Carolina, South Carolina, Virginia, Georgia, Texas, and Florida.

  • Home insurance in one of the six listed states
  • Auto insurance in one of the six listed states
  • Flood insurance in one of the six listed states

Amina Shade - State Farm Insurance Agent

Insurance Agency

Wilmington, NC

Amina Shade serves Wilmington with auto, home, business, life, pet, and boat insurance from an office serving the community since 2011.

  • Wilmington residents seeking bundled auto and home insurance
  • Boat, motorcycle, ATV, or recreational vehicle coverage
  • Pet insurance

Greg Ochipa

Insurance Agency

Wilmington, NC

Greg Ochipa provides State Farm insurance and financial services throughout North Carolina with English- and Spanish-language assistance.

  • Customers seeking multiple insurance products from one State Farm agency
  • North Carolina customers needing auto, home, business, life, health, or pet insurance
  • Spanish-speaking insurance customers

Stephen Owens Agency

Insurance Agency

Wilmington, NC

Owens Insurance Agency & Financial Services offers home, auto, life, health, and income protection insurance from locations in Wilmington, Burgaw, and Rose Hill.

  • Home and auto insurance needs
  • Life, health, and income protection coverage
  • Customers seeking an insurance agency with locations in Wilmington, Burgaw, or Rose Hill

Globe Life Liberty National Division: The Phelps Agencies

Insurance Agency

Wilmington, NC

The Phelps Agencies provides life, worksite, individual, and supplemental health insurance through locations in Wilmington, Charlotte, Fayetteville, Roanoke, and Greenville.

  • individual life insurance
  • worksite insurance
  • supplemental health insurance

THG Insurance Agency

Insurance Agency

Carolina Beach, NC

THG Insurance offers home, auto, business, boat, RV, flood, wind, and hail coverage in Wilmington, with over 40 years of policy-writing experience.

  • Wilmington homeowners seeking coastal property coverage
  • Customers needing flood, wind, excess wind, or hail insurance
  • Beachfront vacation home owners

James Brendle, NC Farm Bureau Agent

Insurance Agency

Wilmington, NC

NC Farm Bureau Insurance provides auto, homeowners, renters, life, health, farm, business, and liability coverage through agents in every North Carolina county.

  • North Carolina residents seeking auto insurance
  • Homeowners seeking local agent assistance
  • Renters seeking liability and belongings coverage

Allstate

Insurance Agency

Wilmington, NC

Amina Shade Insurance Agency Inc

Insurance Agency

Wilmington, NC

Amina Shade serves Wilmington with auto, home, business, life, pet, and boat insurance from an office serving the community since 2011.

  • Wilmington residents seeking bundled auto and home insurance
  • Boat, motorcycle, ATV, or recreational vehicle coverage
  • Pet insurance

Bb&t Insurance Services

Insurance Agency

Castle Hayne, NC

Bb&t Insurance Services' website directs customers to Truist Bank for checking, savings, lending, mortgages, credit cards, and investments.

  • opening a checking account
  • building savings through a savings or money market account
  • business credit card needs

Insurance Agency in nearby counties

FAQ

What affects the price of homeowners insurance in Wilmington?

Premiums vary based on the property's location, construction, replacement cost, deductible, claims history, and selected wind, hail, and flood coverage. Ask whether flood and wind risks are covered separately.

Does homeowners insurance cover flooding in North Carolina?

Standard homeowners policies typically exclude flood damage, so homeowners may need a separate FEMA or private flood policy. Coastal properties should also ask specifically about wind and hail coverage.

How quickly can I get an auto insurance policy?

Some agencies state that car insurance can start the same day, depending on the situation and carrier approval. Have the driver's license, vehicle identification number, address, and prior insurance information ready.

What should I compare besides the insurance premium?

Compare deductibles, liability limits, exclusions, replacement-cost rules, carrier options, and whether flood, wind, boat, or business coverage requires a separate policy.

Who should I call after an urgent accident or property loss?

Call 911 first for immediate safety or medical emergencies, then contact the insurer's claims line as soon as possible. An agency can help with policy questions and claim coordination, but emergency response comes from public safety and medical services.