Life Insurance in Wake, North Carolina

29 found · ← All categories in Wake

Bitman Agency

Life Insurance

Raleigh, NC

Bitman Agency offers a 30-day money back guarantee and delivers domain access within one to two hours of purchase.

  • securing premium domains quickly

access to the domain will be available within one to two hours of purchase

Consolidated Planning

Life Insurance

Raleigh, NC

They offer comprehensive financial services in Raleigh, focusing on tailored strategies for both personal and business planning.

  • individuals seeking financial organization
  • business owners planning for exit
  • clients looking to maximize retirement income

Gerald Smith: Primerica - Financial Services

Life Insurance

RALEIGH, NC

Gerald Smith is a Primerica Representative offering term life insurance and has been in business since 1977.

  • Middle-income families seeking affordable term life insurance
  • Financial planning services

LSM Insurance Associates

Life Insurance

Rolesville, NC

LSM Insurance Associates has been assisting North Carolina residents since 2005 with life and Medicare insurance options.

  • individuals navigating Medicare options
  • families seeking life insurance
  • North Carolina residents needing health insurance guidance

Smith Steven L

Life Insurance

Apex, NC

They provide personalized service and customized insurance strategies designed for individual needs.

  • individuals needing life insurance and Medicare coverage
  • families seeking personalized disability insurance

Todd Purich, Wealth Advisor - Legacy Private Client Services, LLC

Life Insurance

Raleigh, NC

Todd Purich, Wealth Advisor at Legacy Private Client Services, has over 30 years of experience providing financial planning and life insurance solutions in Raleigh, NC.

  • high-net-worth individuals seeking comprehensive wealth management
  • families looking to optimize wealth transfer strategies
  • clients interested in philanthropic planning

Western & Southern Life

Life Insurance

Raleigh, NC

Western & Southern Life has over 130 years of experience and boasts a capital to asset ratio significantly higher than competitors.

  • individuals seeking life insurance from a financially stable company

Kimberly Nesbitt, Bankers Life Agent

Life Insurance

Cary, NC

Kimberly Nesbitt specializes in life insurance and retirement solutions and operates in Cary, NC.

  • clients seeking life insurance and retirement planning

Olympic Golden Retirements

Life Insurance

Raleigh, NC

Olympic Golden Retirements has been family-owned since 2003 and specializes in life insurance and long-term care planning.

  • individuals seeking tailored retirement income plans
  • families needing legacy planning and life insurance

Alan Hamilton, Bankers Life Agent

Life Insurance

Cary, NC

Alan Hamilton, a Bankers Life agent in Cary, NC, specializes in life insurance and provides personalized retirement solutions.

  • individuals seeking retirement-focused insurance solutions
  • those looking for Medicare and long-term care insurance

Christie Navedo: Primerica - Financial Services

Life Insurance

ROLESVILLE, NC

Christie Navedo offers term life insurance and is a licensed Primerica Representative serving Rolesville, NC since 1977.

  • middle-income families seeking life insurance
  • individuals wanting financial planning and investments

Jaime Jimenez, Bankers Life Agent

Life Insurance

Cary, NC

Jaime Jimenez, Bankers Life Agent, offers a personalized approach to life insurance and retirement planning in Cary, NC.

  • individuals seeking comprehensive life insurance
  • clients looking for retirement financial advice

John Nesbitt, Bankers Life Agent

Life Insurance

Cary, NC

John Nesbitt offers a variety of life insurance products and is located in Cary, NC, ready to assist with retirement planning.

  • Life insurance solutions
  • Retirement financial advice

Layne Kaufman Short, Bankers Life Agent

Life Insurance

Cary, NC

Layne Kaufman Short offers life insurance solutions and is based in Cary, NC, allowing for personalized service locally.

  • individuals seeking life insurance and retirement solutions

Matador Insurance Services

Life Insurance

Cary, NC

Matador Insurance Services offers personalized retirement planning and is known for its annual review process to adjust plans as needed.

  • individuals seeking custom retirement and legacy plans
  • clients needing clear guidance on annuities and life insurance

Michael Anderson, Bankers Life Agent

Life Insurance

Cary, NC

Michael Anderson is a licensed Bankers Life agent in Cary, NC, specializing in life insurance and retirement planning.

  • individuals seeking life insurance solutions
  • clients needing financial advice for retirement planning

Modern Woodmen of America, Regional Office

Life Insurance

Raleigh, NC

Modern Woodmen of America, founded in 1883, provides specialized life insurance and financial planning services focused on community support in central and eastern North Carolina.

  • individuals seeking life insurance
  • families looking for financial planning
  • business owners in need of employee benefits

Olympic Golden Retirements

Life Insurance

Raleigh, NC

Olympic Golden Retirements has been family-owned since 2003 and specializes in retirement income and long-term care planning.

  • retirement income planning
  • long-term care planning
  • financial legacy planning

Other categories in Wake

Life Insurance in nearby counties

FAQ

How much does term life insurance cost in North Carolina?

A 20-year term policy for a healthy 40-year-old non-smoker typically runs $25–$45 per month for a $500,000 death benefit. Rates vary by age, health class, and carrier, so comparing quotes from at least two agents is worthwhile.

What is the difference between term life and whole life insurance?

Term life covers you for a set period (10, 20, or 30 years) and pays out only if you die during that term, while whole life lasts your entire lifetime and builds tax-deferred cash value. Term is significantly cheaper; whole life functions partly as an investment vehicle.

Do I need a medical exam to get life insurance in Wake County?

Most traditional policies require a paramedical exam covering blood pressure, blood draw, and health questionnaire, often conducted at your home or workplace. Some carriers offer no-exam term policies, but these usually cap coverage at $250,000–$500,000 and charge higher premiums.

How long does it take to get approved for a life insurance policy?

Fully underwritten policies typically take 4–6 weeks from application to approval because of medical records requests and lab results. No-exam or accelerated-underwriting policies can issue in as little as 24–72 hours for healthy applicants.

Are life insurance agents in North Carolina required to be licensed?

Yes, all agents selling life insurance in NC must hold a state license through the NC Department of Insurance, complete pre-licensing education, pass an exam, and fulfill continuing education requirements to maintain their license.