How much do money transfers cost?
Fees and exchange rates vary by the amount, destination, payment method, and delivery method. Western Union advertises a $0 fee for some first online transfers, with exclusions.
How quickly can money arrive?
MoneyGram and Western Union both claim delivery in minutes for some transfer types. Actual timing depends on the destination country and whether the recipient uses cash pickup, a bank account, or a digital wallet.
What should I compare before sending money internationally?
Check the total fee, exchange rate, delivery method, recipient-country availability, and whether tracking or delivery notifications are included. Both services support transfers to more than 200 countries and territories.
Is cash pickup available?
Yes. Both MoneyGram and Western Union support in-person transfers through agent locations; MoneyGram also identifies local U.S. agent pickup as an option.