Mortgage Broker in Cherokee, North Carolina

6 found · ← All categories in Cherokee

Updated October 31, 2026

PNC Mortgage

Mortgage Broker

Murphy, NC

PNC Mortgage operates through PNC's Murphy branch at 50 Peachtree Street, which offers mortgage loans and drive-up services.

  • Mortgage loan customers in Murphy
  • Customers needing drive-up branch services in Murphy
  • PNC customers tracking a mortgage application online

AgSouth Farm Credit

Mortgage Broker

Murphy, NC

AgSouth Farm Credit provides agricultural, land, and rural home financing through local lenders serving 147 counties across Georgia, North Carolina, and South Carolina.

  • buying or refinancing farmland
  • financing recreational or rural lifestyle acreage
  • full-time or part-time farm operations

Quick credit approvals for leases when opportunities arise

Lurree Pavis Home Loans

Mortgage Broker

Murphy, NC

Lurree Pavis Home Loans offers conventional, FHA, VA, USDA, rehabilitation, and new-construction mortgages while holding licenses in NC, FL, and GA.

  • Borrowers comparing conventional, FHA, VA, or USDA financing
  • Veterans seeking VA mortgage options
  • Rural homebuyers seeking USDA financing

Bruce Lazarus - Cardinal Financial

Mortgage Broker

Murphy, NC

Ben Ingle-Cardinal Financial Company, Limited Partnership offers construction, VA, FHA, USDA, jumbo, renovation, and unique-home mortgage options.

  • Borrowers financing new home construction
  • Borrowers seeking a one-time close construction mortgage
  • Middle-income families exploring modular homes or condos

Smoky Mountain Mortgage, LLC

Mortgage Broker

Murphy, NC

Smoky Mountain Mortgage, LLC offers FHA, VA, jumbo, conventional, purchase and refinance loans in Western North Carolina and East Texas.

  • First-time homebuyers seeking FHA financing
  • Veterans or active military seeking VA loans
  • Borrowers needing jumbo financing

The loan process is simple, straightforward and fast.

Other categories in Cherokee

Mortgage Broker in nearby counties

FAQ

Which mortgage options are available for rural property in Cherokee County?

Rural borrowers may compare USDA financing through Lurree Pavis, rural home and land financing through AgSouth, and conventional or FHA options through several listed lenders. USDA and other program eligibility depends on the property and borrower.

Who should I contact about financing farmland or recreational acreage?

AgSouth specifically lists farmland purchase and refinancing, recreational land loans, rural lifestyle acreage, and farm construction loans. Its land loans offer fixed-rate terms of up to 20 years.

Can I finance a home that needs major repairs?

Lurree Pavis lists rehabilitation mortgages, while Bruce Lazarus lists home renovation financing. Ask each lender whether the property condition and planned work meet the program requirements.

Are construction loans available for a new home in Western North Carolina?

Yes. Bruce Lazarus lists construction loans and one-time-close loans that can combine land purchase and construction, while Lurree Pavis lists new-construction financing.

What costs should I compare between mortgage lenders?

Compare the interest rate, lender fees, appraisal and other third-party charges, mortgage insurance, and cash needed at closing. Request official Loan Estimates from lenders so the costs can be compared on the same terms.