Mortgage Broker in Onslow, North Carolina

23 found · ← All categories in Onslow

Updated October 30, 2026

Guild Mortgage Company

Mortgage Broker

Jacksonville, NC

Guild Mortgage Company offers VA, FHA, USDA, conventional, jumbo, renovation and down-payment-assistance loans from its Jacksonville, NC branch.

  • VA financing for military service members and veterans
  • FHA or USDA financing
  • Homebuyers seeking down payment assistance

Union Home Mortgage

Mortgage Broker

Swansboro, NC

Union Home Mortgage offers FHA, VA, USDA, conventional, refinancing, and HELOC options through its Swansboro, NC branch.

  • first-time homebuyers who meet the 1% down program requirements
  • veterans and active-duty service members seeking VA financing
  • rural homebuyers seeking USDA financing

Melissa Seiler - Alpha Mortgage Corp

Mortgage Broker

Jacksonville, NC

Melissa Seiler offers conventional, FHA, VA, USDA, jumbo, and non-QM mortgage options from a Jacksonville, North Carolina office.

  • first-time homebuyers
  • VA loan applicants
  • borrowers seeking FHA low-down-payment options

Other categories in Onslow

Mortgage Broker in nearby counties

FAQ

What does a mortgage broker or lender charge?

Costs can include origination fees, lender credits, appraisal charges, credit-report fees and other closing costs. Compare the official Loan Estimates, including the interest rate, APR, cash to close and total loan costs.

What should I check before choosing a mortgage professional in North Carolina?

Verify the individual and branch NMLS numbers and North Carolina licensing, then compare the loan programs, estimated fees, rate-lock terms and preapproval requirements.

How long does mortgage approval usually take?

Timing varies with income documentation, appraisal, underwriting and the purchase contract deadline. Ask for expected preapproval and closing timelines before making an offer.

Should I seek preapproval or contact a lender after finding a home?

Preapproval is generally obtained before shopping seriously because it helps establish a likely budget and shows sellers that financing has been reviewed. Final approval still depends on the property, appraisal and complete underwriting.

Are down-payment assistance or NCHFA loans available in Onslow County?

Some lenders listed here offer down-payment assistance or NCHFA loan options, but eligibility depends on factors such as income, purchase price, occupancy and property location. Confirm current program rules directly with the loan officer.