CrossCountry Mortgage, LLC offers conventional, FHA, purchase, refinance, and home equity loans through Timothy Stratton, who has over 25 years of mortgage experience.
Fairway Independent Mortgage Corporation offers nationwide access to conventional, FHA, VA, USDA, construction, physician, reverse, and non-QM mortgages.
Borrowers comparing multiple mortgage programs
VA, FHA, USDA, or affordable-housing borrowers
Physicians seeking physician loan options
Fairway states that its loan officers work to secure the fastest turn times in the industry and describes its pre-approval process as streamlined and without the wait.
Union Home Mortgage serves Burlington borrowers with conventional, FHA, VA, USDA, refinancing, and home equity loan options through a locally listed branch.
eligible first-time homebuyers seeking a 1% down payment program
veterans and active-duty service members seeking VA financing
How much does it cost to get a mortgage in Alamance County?
Costs vary by loan type, credit profile, down payment, and lender. Compare the interest rate, APR, origination charges, discount points, appraisal, and other fees on each lender's Loan Estimate.
What should I compare when choosing a mortgage lender?
Compare the loan programs available, APR, total closing costs, required down payment, rate-lock terms, and whether the lender handles your situation, such as VA, USDA, construction, physician, or non-QM financing.
How long does mortgage approval usually take?
Timing depends on documentation, appraisal, underwriting, and the property transaction. A lender may issue a preapproval sooner, but final approval generally requires verified income and assets plus property-related documents.
How can I verify a mortgage lender or loan officer in North Carolina?
Check the lender's or loan officer's NMLS identifier and verify it through the Nationwide Multistate Licensing System. The candidate listings include NMLS or North Carolina license numbers for several local branches and loan officers.