What should I ask a used-car dealer before buying?
Ask for the vehicle history report, title status, accident history, service records, current mileage, warranty terms, and an itemized out-the-door price. Arrange an independent pre-purchase inspection if the dealer allows it.
What is included in the out-the-door price of a used car?
Request a written total showing the vehicle price, dealer fees, taxes, title, registration, and any add-ons. Comparing this total is more useful than comparing advertised prices alone.
Can I apply for used-car financing before visiting?
Some dealers accept online credit applications, and a joint application may be available when two applicants are applying together. Compare the annual percentage rate, loan term, total interest, and required down payment.
How long does buying a used car usually take?
A straightforward purchase can often be completed in one visit, but an inspection, lender approval, trade-in appraisal, or title issue can add time. Confirm which documents and payment methods the dealer accepts before going.