Installment Loans in New Hanover, North Carolina

14 found · ← All categories in New Hanover

Updated October 31, 2026

North State Acceptance

Installment Loans

Wilmington, NC

North State Acceptance offers auto and personal loans, with local loan decisions not based purely on credit score.

  • auto financing
  • personal loans
  • borrowers with less-than-perfect credit

Time Financing Service

Installment Loans

Wilmington, NC

Time Financing Service offers North Carolina auto repair loans from $1,500 to $12,000 with advertised same-day approvals.

  • North Carolina vehicle repairs such as brakes, tires, transmissions, or engine work
  • Consolidating $7,500 to $12,000 of credit card, medical, or other high-interest debt
  • Applicants needing an online, phone, or in-person loan application

One-hour loan approval and same-day cash

OneMain

Installment Loans

Wilmington, NC

OneMain offers Minot borrowers secured or unsecured loans from $1,500–$35,000, with funds potentially available one hour after closing.

  • Minot residents seeking debt consolidation
  • Unexpected bills or urgent expenses through an emergency loan
  • Auto purchases, refinancing, or repairs

Money as fast as 1 hour after loan closing when using an eligible bank-issued debit card

Live Oak Partnership

Installment Loans

Wilmington, NC

Live Oak Partnership offers SBA, USDA, conventional, and custom business loans through a fully digital bank with no branches.

  • Businesses seeking SBA financing up to $5 million and beyond
  • Businesses needing SBA financing up to $350,000 through Live Oak Express
  • Business acquisitions and expansion financing

quick access to capital

American Security Mortgage Wilmington

Installment Loans

Wilmington, NC

American Security Mortgage, founded in 1999, gives loan officers direct access to answers and decisions for customized mortgage solutions.

  • Home purchase financing
  • Borrowers seeking customized mortgage solutions
  • Borrowers who want direct communication with a loan officer

Fast-track mortgage approval process with direct and immediate access to answers and decisions

Abby Cobb-Mortgage Banker

Installment Loans

Carolina Beach, NC

Abby Cobb-Mortgage Banker offers conventional, VA, FHA, and jumbo mortgages and is licensed in North Carolina, Virginia, and South Carolina.

  • Military members seeking VA financing with no down payment or mortgage insurance
  • Buyers with established credit and larger down payments seeking conventional mortgages
  • Buyers seeking low-down-payment financing with more relaxed credit requirements through FHA loans

Chris Hutchens NMLS# 117377

Installment Loans

Wilmington, NC

Chris Hutchens offers purchase and refinance mortgages, including VA, FHA, USDA, jumbo, physician, and foreign national loan programs.

  • homebuyers seeking VA, FHA, or USDA financing
  • self-employed borrowers using bank statement income documentation
  • foreign nationals seeking mortgages without a Social Security number or FICO score

5-minute pre-approvals; same-day loan approval options; HELOC funds in as few as 5 days

Drive Today Guaranteed

Installment Loans

Wilmington, NC

Drive Today Guaranteed finances pre-owned vehicle purchases for no-credit and challenged-credit buyers, with a 3-month/3,000-mile warranty and 12-month maintenance plan.

  • buyers with no credit
  • buyers rebuilding credit
  • first-time vehicle buyers

Approved quickly and easily

Other categories in New Hanover

Installment Loans in nearby counties

FAQ

What should I compare when shopping for an installment loan?

Compare the APR, origination and late fees, monthly payment, loan term, and total repayment amount. Ask whether the loan is secured or unsecured and whether early payoff has a fee.

How quickly can an installment loan be funded in North Carolina?

Time Financing Service advertises one-hour approval and same-day cash, but timing depends on approval, documentation, and the lender's requirements. An advertised approval time is not a guarantee of funding.

Which local option may fit auto repairs or debt consolidation?

Time Financing Service specifically lists North Carolina auto-repair loans and debt-consolidation loans. North State Acceptance lists personal loans and auto financing, including lending for applicants with less-than-perfect credit.

What should I check before accepting a personal installment loan?

Confirm the lender's required loan amount, APR, fees, payment schedule, and eligibility rules. Also verify that the loan purpose matches the lender's listed products; the candidates shown here do not describe mortgage financing, and North State Acceptance does not describe business financing.